Treasury Services- Payments- Emerging Rails Executive Director

Testing Site - JPMC; Jersey City (NJ); On-site; USD 180,000 - 240,000; Full time

Job summary

JPMorgan Chase & Co. seeks a Product Director for Treasury Services – Emerging Rails, Payments who will own the product P&L and drive growth across a suite of instant settlement rails.

You will lead cross-functional teams, shape strategy, and partner with Risk, Legal, Compliance to ensure a robust, scalable platform. The role requires thought leadership in emerging payments, and an ability to influence senior executives while navigating a complex regulatory environment.

Qualifications

• 8+ years of experience with ownership of Product P&L and business growth.
• Familiarity with payment rail buying behavior across client segments (corporate, banks, fintech).
• Fundamental understanding of clearing house rules and card networks.
• Global mindset for international expansion of products and thought leadership in emerging payments.
• Experience leading global, cross-cultural teams and strong stakeholder management.

Responsibilities

• Define vision, strategy and roadmap for the alternative product line and emerging rails.
• Lead, mentor and develop a team of product managers; drive best practices.
• Oversee end-to-end product lifecycle including planning, execution, and risk management.
• Manage relationships with executive stakeholders and communicate strategy and progress.

Skills

Product P&L ownership

Payments rails knowledge

Clearing house rules

Card scheme networks

Global cross-cultural collaboration

Executive stakeholder communication

SDLC / Agile familiarity

Job description

Ignite your passion for product innovation by leading customer-centric development, inspiring solutions, and shaping the future with your strategic vision and influence.

As a Product Director in Treasury Services – Emerging Rails- Payments, you lead innovation through development of a wide suit of instant settlement products with value-added features that delight businesses and their consumers alike. As a leader on the team, you would bring in your entrepreneurial mindset and design thinking capabilities to transform B2C (Business to Consumer) payments experiences, help drive business growth and volumes while maintaining a strong grounding in the bank’s risk and control frameworks

Job responsibilities

• Demonstrate a strong sense of ownership and accountability, assuming responsibility for the Product P&L and driving high-quality growth in the alternative rails portfolio
• Define the vision, global strategy and roadmap for the alternative product line, considering the growing ubiquity of emerging payment rails
• Take proactive initiatives in identifying new opportunities to go grow the product through market discovery, develop business cases, advocate for internal investment, define and execute Go-to-Market (GTM) strategies
• Lead, develop, and mentor a team of product managers; foster best practices in product management
• Oversee the entire product lifecycle, including planning, execution, risk management
• Manage executive stakeholder relationships, regularly communicating product strategy, progress, and performance to senior management
• Independently handle product-related conversations with institutional clients, representing the bank’s interests and expertise
• Represent JPMorgan in industry forums and drive market advocacy efforts to transform the payments landscape
• Collaborate with cross-functional partners (Risk, Controls, Legal, Compliance) to ensure a robust risk and controls environment and a resilient and stable platform
• Partner with technology teams on a multiyear strategic roadmap, guiding products from concept through delivery and post-release
• Monitor market trends, conduct competitive analysis, and identify opportunities for product differentiation and enhancement to achieve business objectives

Required qualifications, capabilities, and skills

• 8+ years of experience with a strong track record of ownership and accountability for Product P&L and Business Growth
• Familiarity with payment rail buying behavior of institutional clients across use cases of varied client segment - Corporate, Banks, Non-Bank FIs, Payments Fintech and Innovation Economy
• Fundamental understanding of clearing house rules and card scheme networks
• Global mind-set to strategize for international expansion of products; thought leadership in area of emerging payments
• Experience in driving collaboration with global, cross-cultural teams
• Excellent communication and stakeholder management abilities, including presenting strategy and performance updates to senior executives
• Basic understanding / relatability to Software Development Life Cycle with Agile methodologies

Preferred qualifications, capabilities, and skills

• Experience of leading strategic product initiatives in Payment Fintechs will be a plus.