Treasury Operations Analyst: Structured Finance & Liquidity

Pagaya Investments; New York (NY); On-site; USD 90,000 - 120,000; Full time

Job summary

Pagaya Investments in New York City seeks a Treasury Analyst to manage daily capital deployment, funding workflows, and bank-related onboarding across ABS, forward flows, and investment funds.

You will coordinate with banks, servicers, and custodians, monitor liquidity, and ensure compliance with indentures and credit agreements, all while supporting data reconciliation and operational controls.

Qualifications

• 1–3 years in treasury operations, middle office, or settlement roles within financial services, fintech, or investment management.
• Proven ability to manage multi-entity funding workflows, bank portals, and daily settlement cutoffs with strict attention to detail.
• Solid working knowledge of Excel (SUMIFS, XLOOKUP, Pivot Tables).
• Ability to collaborate effectively with external counterparties (banks, servicers, trustees) and internal teams (Legal, Capital Markets, Finance).
• Experience navigating institutional KYC requests and legal entity structures.
• Structured Finance Exposure: Familiarity with ABS SPVs, trust accounts, loan tapes, or securitization mechanics.
• Data Skills: Familiarity with SQL or automated reconciliation tools for handling large financial datasets.

Responsibilities

• Own the operational execution of multi-deal capital movements and deal onboarding.
• Lead end-to-end onboarding of bank and trust accounts for new deal structures.
• Serve as primary liaison for external banking partners, servicers, and custodians.
• Track liquidity across SPVs, warehouses, and investment funds.
• Monitor concentration limits and covenants in asset allocation.
• Perform daily reconciliations of accounts and transactions.
• Identify and implement improvements to treasury workflows and controls.

Skills

Treasury ops

Funding workflows

Excel proficiency

Bank coordination

KYC/AML

Structured finance

SQL

Tools

Excel

SQL

Job description

Pagaya Investments in New York City seeks a Treasury Analyst to manage daily capital deployment, funding workflows, and bank-related onboarding across ABS, forward flows, and investment funds.

You will coordinate with banks, servicers, and custodians, monitor liquidity, and ensure compliance with indentures and credit agreements, all while supporting data reconciliation and operational controls.