Treasury Analyst: Cash Flow Forecasting & Reconciliation

Acentecom; United States; Remote; USD 85,000 - 120,000; Full time

Job summary

Acentecom is seeking a Treasury Analyst to own the day-to-day visibility and accuracy of our cash position across a multi-brand, multi-entity DTC e-commerce business. You’ll manage cash reporting and forecasting, reconcile settlements, intercompany activity, and working capital while helping us build scalable treasury processes.

You will work across banks, payment processors, legal entities, and currencies, supporting month-end close and driving reliable cash movement insights.

Qualifications

• 3+ years of hands-on experience in treasury, cash management, financial operations, payments reconciliation, or a related role.
• Strong experience reconciling high-volume transaction data across payment processors, marketplaces, banks, or similar environments.
• Experience building and maintaining cash forecasts, ideally including rolling short-term cash forecasting.
• Strong understanding of payment processor settlements, including timing differences, reserves, deposits, and reconciliation.
• Experience working across multiple legal entities and currencies.
• Advanced Excel or Google Sheets skills, with the ability to build and maintain reliable financial models rather than simply work from existing templates.
• Experience with accounting platforms such as QuickBooks Online and payment processors such as Adyen, Stripe, or similar tools.
• Familiarity with subscription and rebill businesses and the impact of chargebacks, disputes, reserves, and processing performance on cash.
• Strong analytical skills and attention to detail, with the persistence to investigate discrepancies across multiple systems until they reconcile.
• A highly proactive and autonomous approach. You’re comfortable identifying issues early, investigating root causes, and driving them through resolution without requiring detailed direction.
• Strong organizational and communication skills, with the ability to maintain accurate documentation and clearly explain cash movements, variances, and risks.
• Fluent English.

Responsibilities

• Maintain an accurate daily consolidated cash position across all legal entities and banking partners.
• Build and maintain a rolling 13-week cash forecast, identifying and explaining key changes, risks, and variances week over week.
• Reconcile payment processor settlements to bank deposits and the general ledger, including settlement timing, reserves, and deposit mechanics.
• Track and document intercompany transfers across entities, keeping balances, schedules, and supporting documentation accurate and current.
• Prepare payment runs by gathering approved invoices, scheduling payments, and maintaining clear supporting documentation for approval.
• Maintain working capital reporting across supplier payment terms, deposits, balance schedules, and cash conversion cycles, updating cash models as terms change.
• Monitor chargebacks and disputes and maintain clear visibility into their impact on cash.
• Track merchant account health, including reserve levels, processing limits, and decline patterns, identifying and escalating anomalies early.
• Maintain accurate bank account records across entities, including signatories, access, and mandates.
• Support month-end close through accurate and timely cash and bank reconciliations.
• Help standardize cash forecasting, settlement reconciliation, and treasury processes as we continue building a more scalable financial infrastructure.

Skills

Cash forecasting

Reconciliation experience

Excel/Sheets

Multicurrency experience

Analytical skills

Attention to detail

Proactive

Documentation skills

Education

Bachelor's degree in Finance or Accounting

Tools

QuickBooks Online

Adyen

Stripe

ERP systems

Job description

Acentecom is seeking a Treasury Analyst to own the day-to-day visibility and accuracy of our cash position across a multi-brand, multi-entity DTC e-commerce business. You’ll manage cash reporting and forecasting, reconcile settlements, intercompany activity, and working capital while helping us build scalable treasury processes.

You will work across banks, payment processors, legal entities, and currencies, supporting month-end close and driving reliable cash movement insights.