Treasury Analyst | Cash Flow & Forecasting | Hybrid NYC

Rainfall Ventures; United States; Hybrid; USD 107,000 - 130,000; Full time

Benefits offered by this job

Flexible working culture

Incentive programs

Unlimited PTO

Generous paid parental leave

Leading family support policies

Company-sponsored 401k match

Learning and wellness subscription

Union Square office with casual dress

Industry-leading insurance for you and

Job summary

Zip is seeking a Treasury Analyst to support Cash Management and Treasury Operations. You will link analysis with execution, feeding cash flow forecasts, lender reports, and covenant tracking, while gaining broad treasury exposure across forecasting, lending, and cash operations.

The role emphasizes data accuracy, process improvement, and collaboration with senior colleagues in a fast-moving fintech environment.

Qualifications

• 2+ years in treasury/finance operations or FP&A
• Experience with financial reporting and data analysis in a structured environment
• Attention to detail to catch errors before they propagate
• Familiarity with lending, fintech, or financial services is a plus

Responsibilities

• Own and validate data inputs behind the cash flow forecast, documenting assumptions and ensuring audits
• Analyze variances between forecast and actual cash movements; support scenario analysis with prepared data sets
• Compile daily/weekly borrowing base data across warehouse facilities and prepare certificates for Director review
• Maintain current records of facility positions, draws, paydowns, and availability; flag threshold proximity
• Calculate and validate covenant compliance across bank, warehouse, and securitization facilities
• Flag approaching thresholds and elevate potential compliance items for Director review
• Prepare and reconcile data packages and report drafts for lenders/investors; partner with Senior Treasury Operations Analyst
• Run the reporting calendar across all facilities and support ad hoc lender data requests
• Build inputs and draft outputs for internal reporting suite (daily cash, weekly liquidity, monthly funding summary)

Skills

Treasury operations

Financial analysis

Forecasting

Data management

Attention to detail

Lending/fintech experience

Time management

Communication

Excel/Google Sheets

Tools

Excel

Google Sheets

Job description

Zip is seeking a Treasury Analyst to support Cash Management and Treasury Operations. You will link analysis with execution, feeding cash flow forecasts, lender reports, and covenant tracking, while gaining broad treasury exposure across forecasting, lending, and cash operations.

The role emphasizes data accuracy, process improvement, and collaboration with senior colleagues in a fast-moving fintech environment.