Treasury Analyst — ALM, Liquidity & Data-Driven Forecasting

Seacoast Bank; Miami (FL); On-site; USD 80,000 - 110,000; Full time

Job summary

Seacoast Bank is seeking a Treasury Analyst to optimize the balance sheet through quantitative analysis, modeling, forecasting, and reporting. You will collaborate across Treasury, Finance, Risk, Lending, and Deposits to deliver insights on ALM, liquidity, capital, FTP, and pricing.

The role emphasizes analytical rigor, fixed income understanding, and leveraging data/tech to improve decision-making and profitability across treasury functions.

Qualifications

• Bachelor's degree in Finance, Economics, or Accounting.
• MBA, CFA, or CTP candidate preferred.
• Proficiency in spreadsheet and database applications.
• Demonstrates critical thinking and analytical skills.

Responsibilities

• Develop and maintain financial models for forecasting net interest income, balance sheet growth, liquidity, capital, and profitability.
• Analyze fixed income securities portfolios and related metrics including yield, duration, convexity, market value, spread analysis, and IRR exposures.
• Assist in valuation and risk analysis of securities, loans, deposits, and derivatives.
• Support ALM and interest rate risk processes, including scenario analysis and stress testing.
• Prepare analyses and reporting packages for senior management, ALCO, and regulators.
• Design and automate recurring reports and dashboards using Excel, Power BI, Power Query, and SQL.

Skills

Analytical skills

Financial modeling

Excel

SQL

Education

Bachelor's degree in Finance

MBA preferred

Tools

Power BI

Power Query

Job description

Seacoast Bank is seeking a Treasury Analyst to optimize the balance sheet through quantitative analysis, modeling, forecasting, and reporting. You will collaborate across Treasury, Finance, Risk, Lending, and Deposits to deliver insights on ALM, liquidity, capital, FTP, and pricing.

The role emphasizes analytical rigor, fixed income understanding, and leveraging data/tech to improve decision-making and profitability across treasury functions.