Transaction Banking, Payments Product Manager, Associate Dallas · · Associate

Goldman Sachs Bank AG; Dallas (TX); On-site; USD 110,000 - 160,000; Full time

Job summary

Goldman Sachs Bank AG is seeking a Payments Product Manager (Associate) in Dallas to lead end-to-end product strategies for domestic and cross-border payments. The role focuses on defining roadmaps, collaborating with Engineering, Risk, and Operations, and delivering market-ready payment solutions.

The candidate should have 3+ years in payments, strong knowledge of payment rails, and experience bringing new products to market.

Qualifications

• Bachelor’s degree or military experience required.
• At least 3 years in a payments related role.
• Knowledge of ISO 20022 and SWIFT standards preferred.

Responsibilities

• Lead payments transformation initiatives from inception to launch.
• Act as SME in global payments ecosystem (SWIFT, CHIPS, Fedwire, ACH, RTP, SEPA).
• Partner with Engineering, Operations and Risk to deliver innovative solutions.
• Oversee end-to-end product lifecycle from ideation to launch with risk controls.
• Develop go-to-market strategies for new products and commercialization.
• Engage with clients and internal teams to shape roadmap and future development.

Skills

Payments product management

Global payments

Cross-border payments

Stakeholder collaboration

Education

Bachelor’s Degree or military experience

Tools

JIRA

Confluence

Job description

TRANSACTION BANKING

Transaction Banking, Payments Product Manager, Associate location_on Dallas, TX, United States

We aim to build a modern and digital-first transaction banking solution to serve our clients. Our business combines the strength, heritage, and expertise of a 150-year-old firm with the agility and entrepreneurial spirit of a tech start-up. Our goal is to provide a best-in-class digital product that helps clients to succeed by giving them a holistic view of their business. Through the use of modern technology built on the cloud, we are the alternative to legacy platforms. We provide our clients a simple, intuitive, secure, and frictionless experience for domestic, cross-border and cross-currency payments.Simplifying payments making it just as easy to pay someone across the globe as it is to pay someone around the corner. We’re a team of diverse experts helping our clients to build the future of their Treasury.

RESPONSIBILITIES AND QUALIFICATIONS

The Payments Product Manager is pivotal in providing the direction and end to end management of the Payments products, with responsibility for defining and implementing the Payments Product business strategy, understanding the risks associated with the product, development of new products and commercialization of these products. The role requires a deep understanding of Corporate payments and payment rails including cross border/cross currency solutions. Understanding of client challenges/opportunities and industry trends will be required as inputs into the Payments strategic product roadmap and commercialization strategy.

Responsibilities include:

• Lead payment transformation initiatives from inception to launch – e.g. participation in new payment rails - as well as expand payment capabilities in our product suite.
• Operate as a subject matter expert in the global payments ecosystem, with extensive knowledge of domestic and cross-border solutions that utilize payment rails like SWIFT, CHIPS, Fedwire, ACH, RTP, FPS, CHAPS, BACS, SEPA, SEPA Instant, and Target2.
• Partnership with key stakeholders including Engineering, Operations and Risk in delivering in-house built innovative solutions that utilize the latest technology to delight clients
• Oversee the full product lifecycle, from ideation, strategy, and design through launch and ongoing enhancement, embedding robust risk management practices at every stage.
• Develop and execute go-to-market strategies to support the successful commercialization of new products, ensuring offerings are relevant and competitive.
• Engage with clients and internal partners—including Product, Sales, and Servicing teams—to understand client challenges, opportunities, and industry trends, shaping the strategic roadmap and future product development.
• Ensure continuous improvement by monitoring product performance, gathering client feedback, and driving enhancements to maintain a best-in-class payments experience.

Ideal candidate has:

• Experience as a payments product manager or in a payments product development team
• Experience of implementing payment rails (e.g. CHIPS, Fedwire, Target2) or other payment products
• Payment rail knowledge (e.g. SWIFT, Fedwire, ACH, SEPA, BACS, Target2)
• Demonstrable ability to partner with operations and engineering teams to deliver best in class solutions
• Experience of end-to-end product ownership from ideation to commercialization, working in a diverse global team driving rapid team and product growth
• Excellent organizational, time management and planning skills and experience of maintaining requirements and information in JIRA and Confluence

Basic Qualifications

• Bachelor’s Degree or military experience
• At least 3 years of experience in payments related role

Preferred Qualifications / Experience

• Expertise and experience of ISO 20022 and SWIFT standards across payments and cash management domains
• Detailed knowledge of domestic and international payment rails

About Goldman Sachs

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers .

Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.

Healthcare & Medical Insurance

We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.

We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement

We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.

Health Services

We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also provide state-of-the-art on-site health centers in certain offices.

Fitness

To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).

Child Care & Family Care

We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.

Benefits at Goldman Sachs

Read more about the full suite of class-leading benefits our firm has to offer.