Total Loss Settlement Adjuster - 07/21/2025

Snapsheet; Illinois; Remote; USD 50,000 - 75,000; Full time

Job summary

As a Total Loss Settlement Adjuster at a leading company, you will utilize your expertise in auto claims to settle total loss cases, work with various stakeholders, and enhance your skills in a remote work environment. Emphasizing communication and problem-solving, this role offers significant growth and development opportunities.

Benefits

Flexible Work from Home

Generous Paid Time Off Policy

Competitive Compensation

401K Matching

Medical, Dental, Vision Coverage

Company Training Provided

Growth and Advancement Opportunities

Qualifications

• 2-5 years of Auto Total Loss Settlement experience in the Insurance Industry.
• Thorough understanding of UPD estimates and vehicle construction.
• Working experience of estimating platforms.

Responsibilities

• Settle Total Loss claims with owners and lienholders.
• Mitigate expenses for storage and negotiate release fees.
• Process paperwork to secure salvage returns.

Skills

Negotiation

Communication

Detail-oriented

Problem Solving

Education

Insurance industry knowledge

Tools

Mitchell UltraMate

CCC One

Audatex

Job description

Must be from an Insurance Carrier settling total losses and handling salvage. Completing Total Loss valuations is a plus.

As a Total Loss Settlement Adjuster at Snapsheet, you are highly competitive and motivated by constant improvement. You are an effective communicator, whether you are emailing a request to your peer, talking with a body shop, lienholder or a carrier customer. You love working in an ever-evolving environment where openness to feedback and the ability to adapt is highly valued. You are a strong problem solver, identifying and resolving the day-to-day challenges involved in auto claims handling, specifically understanding total loss evaluations, settlements with carrier customers, salvage regulations and state compliance, as well as solving more complex problems. You want to work for a company where you can make a real impact and do it all from the comfort of your home office! Not licensed? We will license you prior to starting.

Is this you? Keep reading for more detail.

Responsibilities as a Total Loss Settlement Adjuster:

• Settle Total Loss claims with owners and lienholders
• Secure vehicle releases, negotiate release fees, and relocate salvage
• Mitigate expenses for storage, rental, etc, within state compliance
• Process associated paperwork to transfer title and secure salvage returns
• Issue settlement payments to owners and lienholders
• Maintain working understanding of estimatics, policy and carrier guidelines, state and regional regulatory compliance and laws.
• Maintain working understanding of Actual Cash Value. Candidates should be able to confidently speak to options, condition ratings, unrelated prior damage, refurbishments, comparable vehicles and market availability to negotiate settlement agreement
• Utilize internal training tools and external resources to clearly document every claim with high attention to detail
• Maintain documentation of all interactions with internal and external customers or sources
• Work effectively with repair facilities, rental agencies and salvage yards while maintaining a positive and professional demeanor
• Manage and maintain virtual relationships with teammates, managers, and directors while working remotely from home

Qualifications:

• Must be currently completing total loss settlements with an insurance carrier
• Must have a working understanding or background in estimating and evaluating total losses
• Thorough understanding of UPD estimates, parts costs, total loss classification, and fraud detection
• 2-5 years of Auto Total Loss Settlement experience in the Insurance Industry
• Extensive knowledge of Automobile Total Loss Conditioning and Optioning processes
• Thorough understanding of automobile terminology and vehicle construction.
• Working experience of estimating platforms: Mitchell UltraMate, CCC One and/or Audatex
• Excellent verbal and written communication skills
• Detail-oriented and organized, with a commitment to delivering accurate and timely results
• Excellent negotiation and communication skills to interact with customers, shops and vendors remotely
• Team player with positive attitude and ability to work well with others
• Ability to work independently and manage time efficiently in a virtual work environment

Benefits & Perks:

• Work from home
• Competitive compensation
• Company training provided to expand your estimating skillset
• Ability to write claims for multiple carriers and vehicle types
• Growth and advancement opportunities with promotion opportunities quarterly
• Generous Paid Time Off Policy
• 4% match on our 401K
• Medical, dental, and vision coverage

#LI-Remote

Snapsheet is an equal opportunity employer.