Total Loss Adjuster

Jobtailor; Alabama; On-site; USD 52,000 - 78,000; Full time

Job summary

Jobtailor is seeking an experienced total loss claims adjuster in the United States to manage auto total loss claims from intake through settlement. You will negotiate settlements with insureds, claimants, and their representatives while ensuring regulatory compliance and accurate cash value determinations.

Responsibilities include reviewing documentation, issuing indemnity payments, and coordinating with rental, title, and salvage processes to ensure timely completion.

Qualifications

• Associates or Bachelor's degree required.
• Adjuster licensing may be required by state.
• Minimum 1–3 years of experience handling non-standard auto insurance claims.

Responsibilities

• Provide service to customers regarding auto total loss claims.
• Prepare correspondence to settle total loss claims with insureds, claimants, and their legal representatives.
• Issue indemnity payments with focus on accuracy of settlements.
• Review all options, conditioning, and prior damage to confirm accurate cash value.
• Explain procedures and answer inquiries for adjusting total loss claims.
• Review evaluation documents for accuracy and regulatory compliance.
• Negotiate settlement of first and third party total losses.
• Monitor first and third-party rental, title procurement, and salvage for timely processing.

Skills

Negotiation Skills

Regulatory Compliance

Customer Service

Attention to Detail

Multi-tasking

Excellent Communication

Education

Associates or Bachelor's degree

Adjuster Licensing

Job description

• Provide service to customers regarding claims involving auto total losses
• Prepare necessary correspondence to settle total loss claims with insureds, claimants, and their legal representatives
• Issue indemnity payments with a focus on accuracy of settlements
• Review all options, conditioning, and prior damage to confirm accurate cash value
• Explain procedures and answer inquiries for adjusting total loss claims
• Review evaluation documents for accuracy and compliance with regulatory requirements
• Negotiate settlement of first and third party total losses
• Monitor first and third-party rental
• Monitor title procurement process to ensure timely processing
• Monitor salvage for timely processing

Requirements

• Associates or bachelor’s degree required
• Adjuster Licensing as required by state
• Minimum of 1-3 years of experience in handling non-standard auto insurance claims
• Excellent communication skills with demonstrative ease of both verbal and written formats
• Attention to detail and ability to multi-task
• A high degree of motivation and team orientation

Core Competencies

Demonstrates expertise in managing total loss claims, including negotiation, compliance with regulatory requirements, and accurate settlement processing. Strong communication skills and attention to detail are essential for effective customer service and documentation.

Highest-signal resume keywords

• Adjuster Licensing
• Total Loss Claims Management
• Negotiation Skills
• Regulatory Compliance
• Customer Service

ATS Optimization Keywords

Hard Skills

• Claims Handling
• Settlement Processing
• Cash Value Evaluation
• Indemnity Payments
• Document Review

Soft Skills

• Excellent Communication
• Attention to Detail
• Multi-tasking
• Team Orientation
• Motivation

Certifications & Qualifications

• Adjuster Licensing

Industry Keywords

• Auto Insurance
• Total Loss
• First Party Claims
• Third Party Claims
• Salvage Monitoring