TMO II

Fifth Third Bank, National Association; United States; On-site; USD 110,000 - 150,000; Full time

Benefits offered by this job

Incentive compensation plan

Comprehensive benefits

Job summary

Fifth Third Bank in the United States seeks a Treasury Management Professional to drive business development and client retention. The role focuses on cross-selling, providing working capital solutions, and guiding clients through payment processes while partnering with internal teams to deliver excellent service and risk-aware banking solutions.

The candidate should have 4+ years in Commercial Banking/Treasury Management, strong presentation skills, and a proven track record of meeting sales

Qualifications

• Bachelor's or Master's degree in Business or equivalent work experience.
• CTP certification strongly encouraged.
• Minimum of 4 years Commercial Banking /Treasury Management experience, preferably at least 3 years in a sales role.
• Demonstrated record of exceeding performance goals.
• Strong client interaction skills with ability to influence a sales process.
• Aptitude for powerful presentations and negotiation with internal and external clients.
• Knowledge of working capital management solutions and treasury products.
• Ability to mentor new team members and understand treasury products.

Responsibilities

• Persuasively articulate Fifth Third's value proposition to clients and influence the sales process.
• Identify client needs and present working capital solutions.
• Understand payment processes and Treasury Management products.
• Develop a sales pipeline and manage opportunities to a win/loss decision.
• Maintain CRM-based pipeline and communicate with Relationship Managers.
• Provide recommendations on sales opportunities and cross-sell to existing clients.
• Collaborate with client specialists to ensure excellent ongoing service.
• Educate RMs on new TM product developments and timelines.
• Represent the bank in client reviews and quarterly service discussions.

Skills

Sales ability

Client relationship building

Presentation & negotiation

Treasury management knowledge

Financial statement analysis

MS Office

CRM software

Education

Bachelor's degree in Business Administration/Finance/Accounting

Tools

MS Office

CRM software

Job description

Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

GENERAL FUNCTION:

Member of a highly productive, industry leading team of treasury professionals. Responsible for business development (new and cross-selling), client service excellence, client retention, and client consultation. Revenue growth and client retention are paramount. Self sourcing, networking externally, and partnering with key team members (within the local affiliate and/or group) to drive business. Responsible to prospect with internal partners. Work with a One Bank team to understand clients' and prospects' business environments, strategies, and industries to best determine the financial needs and appropriate working capital management solutions to provide. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Sales Management: Must be able to persuasively articulate Fifth Third's value proposition to both internal and external clients to influence the outcome within the sales process.
• Demonstrate ability to identify client needs and the ability to present working capital solutions to clients and prospects.
• Demonstrate ability to understand payment processes.
• Demonstrate proficiency in knowledge of all strategic TM solutions and their benefits to our clients.
• Understand competitions' capabilities and gaps and how to position Fifth Third's services against them.
• Prepares and deliver quarterly client service reviews to clients.
• Expected to develop personal relationships with C-suite and senior management decision makers at client and prospect organizations.
• Devise and execute a plan to exceed sales goals.
• Accountable for the development of a sales pipeline of both new and cross-sell opportunities and appropriately managing those to a win/loss decision.
• Actively manage a pipeline using the CRM tool.
• Maintain lines of communications with RMs individually and as a group.
• Review sales goals with RMs and ensure RMs are advised of calling strategies.
• Educate and advise RMs of new TM product development initiatives.
• Assess knowledge level of individual RMs and bring each up to a minimum standard.
• Partner with RMs to provide recommendations on sales opportunities to include sales to new prospects and cross-sell opportunities to existing clients.
• Work closely with assigned client specialists to ensure excellent client service on an on-going basis.
• Assist with general bank communications to clients.
• Take ownership and deliver timely resolution of client issues.
• Develop knowledge of internal resources for accurate response to client issues.
• Understand and communicate implementation time-line to align with client expectations.
• Ensure proper account documentation and all requisite agreement execution.
• Communicate recurring or serious product issues to management.
• Recommend viable solutions to improve client service.
• Understands, appreciates, and promotes the history of 5/3 Bank, its financial position, operating model and commitment to a positive client experience.

MINIMUM KNOWLEDGE & SKILLS REQUIRED:

• Bachelor's or Master's degree in Business (e.g. Business Administration, Finance, Accounting) or equivalent work experience preferred.
• CTP certification is strongly encouraged.
• Minimum of 4 years Commercial Banking /Treasury Management experience, preferably at least 3 years in a sales role.
• Demonstrated record of consistently exceeding performance goals.
• Possess a strong desire to constantly strive to improve oneself.
• Must have strong client interaction skills and has demonstrated the ability to influence the outcome of a sales process.
• Requires the aptitude for powerful presentations and negotiation skills with internal and external clients.
• Demonstrated ability to articulate the benefits of strong working capital management solutions to clients.
• Proven product and sales knowledge sufficient to help mentor new team members.
• Demonstrated knowledge of a wide array of treasury management products.
• Excellent oral and written skills.
• Basic proficiency in PC software (MS Office).
• Technical Treasury Management competencies:
  • Understanding of Treasury Management, Payment and products and solutions.
  • Ability to build new & existing client relationships.
  • Ability to evaluate client needs.
  • Basic understanding of financial statement analysis.
  • Ability to provide strategic treasury advisory services.
  • Understanding of investment management techniques.

TMO II At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other.

Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.

The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location.

In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being.

You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.

LOCATION -- Atlanta, Georgia 30326

Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Introduce yourself to our team to stay connected on future opportunities. We look forward to finding the right place for you. Are you ready to take the next step? Fifth Third is a bank that’s as long on innovation as it is on history. Since 1858, we’ve been helping individuals, families, businesses and communities grow through smart financial services that improve lives. With a commitment to taking care of our customers, employees, communities and shareholders, our goal is not only to be the nation’s highest performing regional bank, but to be the bank people most value and trust.