Title Officer

ForFutures Financial, Planning, a financial advisory practice of Ameriprise Financial Services LLC; Bakersfield (CA); On-site; USD 37,029 - 49,359; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

401(k)

Paid time off

Employee stock purchase plan

Job summary

ForFutures Financial, a financial advisory practice of Ameriprise Financial Services LLC, is seeking a Title Officer in California. This role involves performing title examinations, analyzing records for ownership verification, and consulting with attorneys on title matters. Candidates should have 3-5 years of relevant experience and a strong customer service orientation.

The position offers a competitive pay range of $26.88 – $35.83 per hour, along with a comprehensive benefits package, including medical, dental, vision, paid time off, and a 401(k) plan.

Qualifications

• 3-5 years of title or related real estate experience with a minimum of 2 years in title examination.
• Familiarity with all aspects of title work.
• Strong verbal and written communication skills.

Responsibilities

• Perform title examinations for a range of title orders.
• Analyze records to determine ownership and legal restrictions.
• Review and approve documentation including deeds and trusts.
• Consult with attorneys on title matters.

Skills

Title examination

Customer service orientation

Analytical skills

Attention to detail

Multitasking

Education

High School diploma or equivalent

Job description

What We Do

Identify issues and work with customers, attorneys and lenders in an advisory capacity to resolve issues impacting title insurability prior to closing. Communicate with clients and third parties to obtain documentation to clear title related issues such as missing, incomplete, inaccurate or contradictory information contained in the title commitment, in accordance with internal and external policies and regulations. The Title Officer may specialize in commercial, industrial or residential titles or be proficient in all three. In some locations, the Title Officer is a full-service role and may perform search, title examination, and other duties as part of the review and clearing of title.

Essential Functions

• Performs title examination to examine the chain of title for a wide range of title orders, both residential and commercial
• Analyzes records such as mortgages, liens, judgments, easements, vital statistics, plat and map books, and property surveys to determine ownership, legal restrictions, and to verify legal description of property and completeness of records
• Analyzes the effect of probate, foreclosures, building court cases, and bankruptcy proceedings on title insurance; examines trusts, wills, and affidavits of heirship
• Uses technical bulletins and other resources to evaluate and resolve problems
• Reviews and approves a variety of documentation including deeds, operating agreements, trusts, wills, affidavits of heirships, corporate resolutions, partnership agreements, and state filed Articles of Incorporation and Articles of Organization
• Selects appropriate write‑ups for commitments and policies for both standard and extended coverage
• Participates in business development activities to maintain existing clients and acquire new clients; may attend customer visits with sales personnel
• Prices commitments, endorsements, policies, and guarantees using predetermined schedule of fees and charges
• Consults with attorneys to review search packages and on matters that require escalation
• Provides underwriting interpretation within established guidelines and may request hold‑harmless letters from other title insurance companies; issues hold‑harmless letters as necessary

Knowledge & Skills

• Familiar with all aspects of title work
• Flexible with the ability to multi‑task and work in a fast‑paced environment to handle all aspects of title support
• Strong verbal and written communication skills
• Strong customer service orientation
• Analytical and problem‑solving skills
• Strong detail orientation
• Able to meet deadlines under pressure

Education

• High School diploma or equivalent

Experience

• 3‑5 years title/related real estate experience with at least 2 years examining title

Compensation

Pay Range: $26.88 – $35.83 hourly

EEO & Equal Opportunity

First American will consider for employment all qualified applicants, including those with arrest or conviction records, in a manner consistent with the requirements of applicable state and local laws. First American intends to conduct a review of an applicant’s criminal history in connection with a conditional offer. The company reasonably believes that a criminal history may have a direct, adverse and negative relationship with certain material job duties for this position, potentially resulting in withdrawal of the conditional offer.

Benefits

Based on eligibility, First American offers a comprehensive benefits package including medical, dental, vision, 401(k), paid time off, paid sick leave and an employee stock purchase plan.