Title Insurance Underwriter

Chicago Title; North Carolina; On-site; USD 65,000 - 85,000; Full time

Job summary

Chicago Title Insurance Company is seeking a Title Insurance Underwriter to review, analyze, and underwrite real estate transactions to determine insurability and issue title commitments and policies. The role emphasizes risk assessment, defect resolution, and ensuring compliance with underwriting guidelines and laws.

The position is in-office in Winston-Salem, with responsibilities that include guidance to escrow, closing, sales, and legal teams, and ongoing training and documentation

Qualifications

• 2+ years of experience in title insurance underwriting or related field
• Strong understanding of real estate transactions including acquisitions and refinances
• Excellent analytical, problem-solving, and decision-making skills
• Ability to manage multiple files and deadlines in a fast-paced environment

Responsibilities

• Underwrite title insurance commitments, endorsements, and policies per guidelines
• Review title searches, surveys, recorded documents, and property issues
• Identify defects, risks, exceptions, and develop solutions to clear or insure complex matters
• Draft and approve policy exceptions, requirements, endorsements, and underwriting provisions
• Provide underwriting guidance to escrow, closing, sales, and legal teams
• Communicate underwriting decisions and risk mitigations with clients and attorneys
• Interpret contracts and loan documents for underwriting purposes
• Stay up-to-date on industry trends and applicable laws
• Assist with training and mentoring staff
• Maintain accurate documentation and timely issuance of commitments and policies

Skills

Analytical skills

Problem-solving

Communication

Multitasking

Education

High School Diploma

Bachelor’s degree

Tools

Title production systems

Job description

Job Description

Job Description

Job Title: Title Insurance Underwriter

Location: In Office – Winston-Salem

Job Summary

The Title Insurance Underwriter is responsible for reviewing, analyzing, and underwriting real estate transactions to determine insurability and issue title commitments and policies. This role involves assessing risk, resolving title defects, advising internal teams and clients, and ensuring compliance with underwriting guidelines, state regulations, and company standards.

Essential Duties and Responsibilities

• Underwrite title insurance commitments, endorsements, and policies in accordance with company and regulatory guidelines
• Review and analyze title searches, surveys, recorded documents, zoning matters, easements, restrictions, and other real property issues
• Identify title defects, risks, and exceptions, and develop solutions to clear or insure over complex title matters
• Draft and approve policy exceptions, requirements, endorsements, and special underwriting provisions
• Provide underwriting guidance and technical support to escrow, closing, sales, and legal teams
• Communicate effectively with clients, attorneys, lenders, and developers regarding underwriting decisions and risk mitigation
• Interpret contracts, leases, loan documents, and other transaction‑related materials for underwriting purposes
• Stay current on industry trends, underwriting practices, and applicable state and federal laws
• Assist with training and mentoring staff, as needed
• Maintain accurate documentation and ensure timely issuance of commitments and policies

Qualifications

• High School Diploma or Bachelor’s degree strongly preferred
• Minimum of 2+ years of experience in title insurance underwriting, real estate law, or related field
• Strong understanding of real estate transactions, including acquisitions, refinances, and development projects
• Excellent analytical, problem‑solving, and decision‑making skills
• Ability to manage multiple files and deadlines in a fast‑paced environment
• Strong written and verbal communication skills
• Proficiency with title production systems and underwriting tools

Preferred Skills and Experience

• Familiarity with complex endorsements and insured lender requirements
• Background working with attorneys, lenders, and developers
• Ability to balance risk management with client‑focused solutions

Work Environment & Physical Requirements

• Primarily office‑based
• Prolonged periods of sitting and computer use
• Occasional travel may be required for client meetings or training

Company Description

Chicago Title Insurance Company dates back more than 150 years through the succession of several firms and corporations. We have a dynamic group and enormous opportunities for growth.

Company Description

Chicago Title Insurance Company dates back more than 150 years through the succession of several firms and corporations. We have a dynamic group and enormous opportunities for growth.