Third Party Adverse PD Adjuster

United Auto Insurance; Miami (FL); Remote; USD 60,000 - 80,000; Full time

Job summary

A leading insurance company is seeking a Third-Party PD Adjuster to investigate claims and negotiate settlements. This remote position involves collaborating with internal teams to ensure compliance and track performance metrics. Ideal candidates should have a degree, adjuster's license, and strong analytical skills.

Benefits

401(k) Retirement Savings Plan with employer match

Comprehensive medical, vision, and dental insurance

Paid time off and flexible spending accounts

Basic life insurance and voluntary life/ADD

Voluntary short-term and long-term disability

Qualifications

• Minimum of 3-5 years of experience in subrogation or claims adjusting.
• In-depth knowledge of insurance policies and subrogation principles.
• Ability to handle high volumes of cases with attention to detail.

Responsibilities

• Review claims to determine liability and assess subrogation demands.
• Negotiate settlements with adjusters and attorneys.
• Ensure compliance with laws and document all activities accurately.

Skills

Analytical skills

Negotiation skills

Communication skills

Investigative skills

Organizational skills

Education

Bachelor’s degree in business or a related field

Adjuster's license

Bilingual preferred

Tools

Claims management software

Microsoft Office Suite

Job description

COMPANY OVERVIEW:

Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for a Third-Party PD Adjuster to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business.

SCOPE:

The Third-Party PD Adjuster is responsible for investigating claims to identify recovery opportunities, pursuing reimbursement from liable third parties and their insurers, and negotiating settlements to maximize financial recovery for the company. The adjuster will collaborate closely with internal teams, such as claims, underwriting, and legal, to ensure a thorough and effective recovery process. Additionally, the adjuster will maintain compliance with industry regulations, track performance metrics, and contribute to the continuous improvement of subrogation practices. This position requires strong analytical, negotiation, and communication skills, with a focus on achieving optimal recovery outcomes in a timely manner.
This position is also offered in a remote work arrangement, allowing the ideal candidate to work from their preferred location within the Southeast region.

DUTIES:

• Review and analyze claims to determine liability and assess subrogation demands from adverse carriers. Evaluate damages to rule out excess.
• Investigate incidents by reviewing accident reports, gathering evidence, obtaining police reports, and assessing repair estimates to validate claims.
• Negotiate settlements with adverse adjusters, third-party insurers, and attorneys, leveraging knowledge of liability laws and negotiation strategies to maximize recovery.
• Maintain detailed records of all subrogation activities, including communications, negotiation efforts, and settlements. Ensure accurate documentation in internal systems.
• Communicate effectively with external stakeholders, including insurers, attorneys, and claimants, to facilitate claim resolution and recovery efforts.
• Ensure compliance with applicable laws, regulations, and company policies in all subrogation activities. Stay updated on industry trends and legislative changes.
• Collaborate with internal teams such as claims adjusters, underwriters, and legal departments to develop recovery strategies and support efficient subrogation processes.
• Monitor litigation potential in unresolved cases and coordinate with legal teams and insured parties when necessary.
• Meet or exceed settlement goals by proactively handling subrogation claims and engaging in continuous professional development to enhance effectiveness.

EDUCATION:

• Bachelor’s degree in business or a related field preferred. Experience is lieu of degree also considered.
• Adjusters license required.
• Bilingual preferred.

SKILLS & EXPERIENCE:

• Minimum of 3-5 years of experience in subrogation, claims adjusting, or a related field within the property and casualty insurance industry.
• In-depth knowledge of insurance policies, subrogation principles, and legal concepts related to property and casualty claims.
• Strong analytical and investigative skills, with the ability to assess liability and recovery potential.
• Excellent negotiation and communication skills, both written and verbal.
• Proficiency in claims management software and Microsoft Office Suite.
• Ability to manage a high volume of cases with attention to detail and accuracy.
• Strong organizational skills, with the ability to prioritize and manage multiple tasks effectively.

BENEFITS:

• 401(k) Retirement Savings Plan with employer match.
• Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance
• Paid Time Off, Holidays, and Leave programs.
• Flexible spending accounts
• Basic Life Insurance and Voluntary Life/ADD
• Voluntary Short Term and Long-Term Disability

UAIC participates in the E-Verify program to confirm the employment eligibilityof all newly hired employees. For more information about E-Verify, please visithttps://www.e-verify.gov/.

UAIC is an Equal Opportunity Employer and is committed to the principle of equal employment opportunity for all employees. All employment decisions at UAIC are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, or belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate.