Temporary Liability Claims Adjuster I

Hiscox; Hartford (CT); On-site; USD 96,000 - 152,000; Part time

Job summary

Hiscox is seeking a Temporary Contract Complex Claims Specialist—Professional Liability to support mid- to high-severity claims from inception through resolution. This individual contributor role involves handling Allied Healthcare, Architects & Engineers, and Miscellaneous Professional Liability matters, coordinating with outside experts, counsel, and internal partners.

With a defined assignment, you will draft sophisticated coverage letters, assess claim documentation, and drive defense

Qualifications

• 5+ years of Professional Liability and/or Specialty or Financial Lines claims-handling experience.
• A JD from an ABA accredited law school may be considered as a supplement to claims handling experience.
• Proven ability to positively affect complex claims outcomes through investigation, negotiation and effectively leading litigation.
• Advanced knowledge of Professional Liability coverage principles and litigation/negotiation skills.
• Must hold, or be able to obtain before handling applicable claims, all adjuster licenses required by the jurisdictions covered by the assignment.

Responsibilities

• Adjust complex, mid- to high-severity Professional Liability claims across Allied Healthcare, Architects & Engineers, and Miscellaneous Professional Liability in all phases of litigation.
• Draft complex coverage letters, including reservation of rights and denial letters, with minimal supervision.
• Review and analyze claim documentation and legal filings.
• Drive litigation best practices to lead defense strategy on litigated files.
• Identify emerging exposures, claim trends, and cross-line issues affecting Professional Liability portfolios.

Skills

Professional liability claims handling

Litigation management

Negotiation

Education

JD from ABA-accredited law school

Job description

Job Type: Contractor Build a brilliant future with Hiscox

Join our dynamic and forward-thinking Claims team in a temporary contract capacity. You'll support an energetic and innovative group while applying your expertise to complex claims and collaborating with business partners across the organization. The Temporary Contract Complex Claims Specialist—Professional Liability is an individual contributor engaged for a defined assignment to provide interim claims-handling support across multiple Professional Liability lines. The contractor will manage mid- to high-severity primary claims from inception through resolution, including Allied Healthcare Professional Liability, Architects & Engineers Professional Liability, and Miscellaneous Professional Liability matters involving professionals such as insurance agents, property managers, tax preparers, consultants, and other service providers. The assignment includes all aspects of the claims and litigation process and requires coordination with external and internal business partners, including outside experts, legal counsel, underwriting, and other stakeholders.

Contract Assignment

• Adjusts and resolves complex, mid- to high-severity Professional Liability claims, including Allied Healthcare, Architects & Engineers, and Miscellaneous Professional Liability matters in all phases of litigation.
• With minimal supervision, drafts complex coverage letters, including reservation of rights and denial letters.
• Reviews and provides analysis of claim documentation and legal filings.
• Drives litigation best practices to lead defense strategy on litigated files.
• Uses superior knowledge and experience to affect positive claim outcome via investigation, negotiation and utilization of alternative dispute resolutions.
• Identifies and communicates emerging exposures, claim trends, and cross-line issues affecting Professional Liability portfolios.
• Identifies suspected fraudulent claims and tracks with special investigations unit.
• Accurately documents claim files with all relevant claim documentation, correspondence and notes in compliance with company policies and applicable regulatory authorities.

Qualifications

• 5+ years of Professional Liability and/or Specialty or Financial Lines claims-handling experience, preferably including one or more of the following:
• A JD from an ABA accredited law school may be considered as a supplement to claims handling experience.
• Proven ability to positively affect complex claims outcomes through investigation, negotiation and effectively leading litigation.
• Advanced knowledge of Professional Liability coverage principles, with the ability to apply coverage analysis across Allied Healthcare, Architects & Engineers, and Miscellaneous Professional Liability claims.
• Advanced knowledge of litigation process and negotiation skills.
• Must hold, or be able to obtain before handling applicable claims, all adjuster licenses required for the jurisdictions covered by the assignment.

Contract Engagement Details

Temporary contract assignment for a defined period, with anticipated duration and start date to be confirmed. Compensation will be provided at an agreed hourly or contract rate based on experience, qualifications, assignment scope, and work location. This contract assignment is not eligible for Hiscox employee salary, bonus, paid time off, retirement, or employee benefit programs unless expressly stated in the applicable engagement agreement.

Dare to take a risk Passionate, commercial and accountable. As an international specialist insurer, we are far removed from the world of mass market insurance products. Hiscox is full of smart, reliable human beings that look out for customers and each other. Some people might say insurance is dull, but life at Hiscox is anything but. Hiscox USA was established in 2006 to focus on the needs underserved and specialty commercial clients via both the regional broker and direct distribution channels and is today the fastest-growing business unit within the Hiscox Group. Hiscox USA offers a broad portfolio of commercial products, including technology, cyber & data risk, multiple professional liability lines, media, entertainment, management liability, crime, kidnap & ransom, commercial property and terrorism.

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