Teller - South Miami/Coral Gables

Seacoast National Bank; Miami (FL); On-site; USD 32,000 - 42,000; Full time

Job summary

Seacoast National Bank seeks a customer-focused associate to handle routine and complex transactions, balance cash drawers, and provide product information. You will build relationships, identify referral opportunities, and guide customers to self-service tools while aligning with branch goals.

The role requires a high school diploma, 6 months cash handling, and 6 months retail/financial services experience, with flexibility for weekend hours and strong communication skills.

Qualifications

• High School diploma or equivalent required.
• Minimum of 6 months cash handling experience required.
• Minimum of 6 months previous experience in retail sales and/or financial services preferred.
• Flexible schedule including weekends and occasional non-bank hours.
• Demonstrate excellent written and verbal communication and interpersonal skills.
• Able to work independently with initiative.
• Proficient with desktop, laptop, tablet, and smartphone usage; Microsoft Office understood.

Responsibilities

• Handle a wide range of customer transactions including check cashing, deposits, and withdrawals.
• Balance cash drawers daily and ensure accuracy of transactions.
• Provide product and service information and refer sales opportunities to support goals.
• Identify referral opportunities with internal partners and explain banking options.
• Comply with AML/BSA requirements and bank policies to protect customers and assets.
• Deliver an exceptional customer experience and foster relationships at the branch.
• Balance risk and customer needs while promoting self-service tools and technology.
• Support teamwork and adapt to varying hours of operation, including weekends.

Skills

Cash Handling

Customer Service

Retail Banking

Sales Skills

AML/BSA Familiarity

Education

High School Diploma or Equivalent

Tools

Microsoft Office

Job description

This position handles a wide range of customer transactions, from routine to complex, including check cashing, deposits, and withdrawals. Responsible for balancing cash drawers, providing product and service information, and delivering an exceptional customer experience. Proactively identifies and refers sales opportunities to support individual, departmental, and organizational goals while consistently earning customer trust through honesty, integrity, and professionalism.

Relationship Building

• Exhibit consistent relationship building including, but not limited to:
• Prepare for various customer interactions
• Build rapport
• Effectively utilize and document open and closed-ended questions to understand current and future financial goals of customers
• Match customer needs to Seacoast Bank products and services
• Confidently and proficiently explain Seacoast Bank products and services to customers
• Proven ability to create and enhance relationships based on customer needs
• Ask for referrals from new and existing customers
• Exhibit good listening skills and speak clearly and persuasively in positive or negative situations.
• Respond promptly to customer needs and requests for service.
• Quickly seek out appropriate people in more complex financial matters.
• Able to balance business needs with customer requests while managing potential risk to bank.
• Embrace new technology and remain up to date on industry changes to create an open environment that fosters idea generation and innovation.
• Participate in community, charitable or civic events.
• Exhibit strong work ethics and teamwork, collaborating with other associates within the branch and across the organization.
• Develop an introductory understanding of consumer deposit and lending products and processes.
• Develop proficiencies in outbound calling process.
• Develop skills to identify referral opportunities with internal business partners.
• Observe presentations regarding banking products/services through networking events.
• Develop a strong understanding of Customer facing technology with the ability to discuss with and enroll customers in self-service products/processes.

Operations

• Process checks, cash and the sale of negotiable instrument transactions adhering to the banks current policies and procedures.
• Ensure branch adherence to AML/BSA requirements (Currency Transaction Reports, Suspect Activity Form, etc.), audit procedures, operational procedures, dual control, security, Business Continuity, and all other regulated banking requirements to protect associates, clients, and bank assets. Assists in remediating audit / scorecard / QC deficiencies.
• Proactively helps to resolve customer concerns in a timely, professional and positive manner, escalating issues to the next level of authority as needed.
• Balance cash drawer daily and monitors own work for accuracy.
• Follow instructions and responds to management direction to help resolve more difficult customer objections, and solves problems in a timely and positive manner to retain the customer relationship.
• Adhere to Seacoast Bank's Code of Conduct.
• Follow all safety and security procedures.
• May be assigned vault responsibilities.

EDUCATION and/or EXPERIENCE:

• High School diploma or equivalent required.
• Minimum of 6 months cash handling experience required.
• Minimum of 6 months previous experience in retail sales and/or financial services experience preferred.
• Flexible schedule required with ability to work during hours of operations, including weekends and occasional non-bank operational hours.
• Demonstrate excellent communication (written and verbal) and interpersonal skills.
• Able to work independently and exercise a high degree of initiative.
• PC Proficiency in Desktop, Laptop, Tablet, and Smartphone devices as well as Microsoft Office Suite software.

The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.