Teller

United Bank; Bay Minette (AL); Hybrid; USD 30,000 - 36,000; Full time

Job summary

United Bank is seeking a Teller focused on accurate cash handling, fast service, and high-quality customer interactions. The role emphasizes fraud detection, compliance with banking regulations, and referrals to enhance customer value.

Responsibilities include handling deposits and withdrawals, maintaining a balanced cash drawer, and resolving customer inquiries while upholding United Bank’s service standards.

Qualifications

• 6 months cash handling, teller experience or customer service.
• Exceptional customer service skills.
• Basic computer skills including Microsoft Office and the ability to learn internal technology systems to perform work tasks.
• Understanding of basic math concepts and cash counting.
• Strong interpersonal and communication skills, both verbal and written.
• Professional demeaner and superior problem-solving skills.
• High School Diploma or equivalent.

Responsibilities

• Build, maintain, and grow customer relationships through quality, personalized interactions based on excellent service, according to company standards.
• Identify customer needs and make appropriate referrals through excellent service efforts.
• Handle customer transactional needs such as deposits, withdrawals, check cashing, credit card advances, and other negotiable items.
• Safeguard the bank’s assets and ensure security while processing transactions accurately.
• Balance and maintain a cash drawer with extensive cash handling.
• Assist in managing operational loss and adhere to policies.
• Maintain knowledge of processes, products, and services offered.
• Verify endorsements, IDs, validity, and counterfeit currency.
• Ensure funds availability per regulatory requirements and process holds as needed.
• Greet the public professionally and embody United Bank’s service standards.
• Support in mentoring peers and reinforcing policies and procedures.
• Comply with applicable banking laws and regulations including Bank Secrecy Act.

Skills

Cash handling

Customer service

Interpersonal communication

Basic math

Professional demeanor

Microsoft Office

Education

High School Diploma or equivalent

Tools

Microsoft Office

Job description

Description

Job Function / Summary

Tellers are primarily focused on creating outstanding customer interactions. These excellent service experiences are centered on accurate cash handling, speed of service, superior problem resolution, risk mitigation through fraud detection and compliance, and personalized value-added customer discussions and referrals.

Primary Duties & Responsibilities

• Works to build, maintain, and grow customer relationships through quality, personalized interactions based on excellent service, according to company standards.
• Identifies customer needs and makes appropriate referrals through excellent service efforts.
• Handles customer transactional needs such as processing deposits, withdrawals, check cashing requests, credit card advances, and other forms of negotiable items.
• Safeguards the bank’s assets and ensures the security of the working environment while processing transactions accurately.
• Maintains and balances a cash drawer, with extensive cash handling expected.
• Handles customer requests such as service charge questions, account maintenance, or research.
• Maintains a working knowledge of processes, products, and services offered.
• Verifies endorsements, receives proper identification, ensures validity, and identifies counterfeit currency.
• Examines checks deposited and determines proper funds availability based on regulatory requirements and completes hold notices when necessary and according to policy.
• Meets and greets the public in a professional manner that reinforces United Bank’s service standards.
• Assists in managing operational loss to include seeking supervisory override for transactions outside of authority, proper hold placement for loss mitigation, and superior balancing.
• Accurately utilizes equipment and remains knowledgeable of equipment functionality to perform role.
• May function in a mentor capacity offering guidance, instruction, and training of peers enforcing policy and procedure.
• Adheres to professionalism standards to include demeanor, dress, and station orderliness.
• Incumbent is required to comply with all applicable federal, state, and local banking and industry related laws and regulations including but not limited to the Bank Secrecy Act.
• Any other duties as assigned by Management

Requirements

Minimum Required Education, Experience & Skills

• 6 months cash handling, teller experience or customer service
• Exceptional customer service skills
• Basic computer skills including Microsoft Office and the ability to learn internal technology systems to perform work tasks
• Understanding of basic math concepts and cash counting
• Strong interpersonal and communication skills, both verbal and written
• Professional demeaner and superior problem-solving skills
• High School Diploma or equivalent

Preferred Education, Experience & Skills

• Associates degree or higher preferred. Concentration in Business preferred
• Experience in maintaining and balancing a cash drawer or vault
• Previous banking experience or product/services referral experience strongly desired

Essential Knowledge, Mental & Physical Requirements

• Excellent communication skills.
• Ability to communicate in person, on the phone, and through electronic channels
• Detail oriented – must be able to process transactions accurately and efficiently
• Ability to manage time and competing priorities in a fast-paced environment
• Strong customer focus and relationship-building skills
• Strong interpersonal skills with the ability to interact with all levels of an organization.
• Collaborative professional skills that lead to a collegial and partnered approach to meeting objectives.
• High motivation with ability to successfully meet individual and team goals while maintaining individual performance over the long term.
• Adaptability and flexibility.
• The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to speak or hear, stand, or sit for long periods of time, open filing cabinets, walk, stoop or bend, use hands to handle or feel and reach with hands and arms. The employee must frequently lift and/or move up to ten pounds, occasionally lift and/or move up to 25 pounds and complete tasks requiring manual dexterity.