TD Securities 2027 Full-Time Analyst Program - CIB Credit (New York)

TD Bank Group; New York, Northern (NY, KY); Hybrid; USD 99,000 - 121,000; Full time

Job summary

TD Bank Group in New York offers a 2027 Full-Time Analyst Program for candidates pursuing a corporate lending career. The program begins with a five-week orientation, covering accounting, capital markets, Excel, financial analysis, modeling and valuation.

Analysts will participate in credit structuring, client submissions, market research, and building dynamic financial models while developing relationships with clients and internal partners. Bachelor's by June 2026 and U.S.

Qualifications

• Bachelor's degree by June 2026 and Authorized to work in the U.S.
• Strong financial/analytical skills and high ethical standards.
• Results-driven, team player with leadership experience.

Responsibilities

• Assist with structuring new credit transactions and preparation of client presentations.
• Conduct market, industry, and client research and risk analysis.
• Build and update financial models and valuation analyses.
• Develop relationships with clients and internal stakeholders.

Skills

Financial analysis

Excel

Teamwork

Leadership

Interpersonal skills

Education

Bachelor's degree

Tools

MS Excel

Job description

Role Type: Undergraduate Work Location: New York, New York, United States of America Hours: 40 Pay Details: $110,000 - $110,000 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

Program Description We are considering candidates interested in joining the Corporate and Investment Banking (CIB) Credit team based in New York, NY as part of TD Securities' 2027 Full-Time Analyst Program. The Analyst Training Program, which begins in early July, provides a five-week introduction and orientation to the firm and its capabilities. The curriculum includes coursework in accounting, communication skills, debt and equity capital markets, Excel, financial analysis, modeling, and valuation.

Role Overview

TD Securities is one of the most active North American dealers in Debt and Equity products. CIB Credit is our team of in-house credit assessment professionals. Our credit team is involved in the lending business and responsible for the structuring, analysis, risk assessment and ongoing portfolio monitoring.

• Be involved with the structuring of new credit transactions, preparation of client presentations and credit applications, providing support related to client development, and supporting transaction execution
• Prepare and recommend credit submissions including new business, annual and interim client reviews
• Conduct appropriate market, industry, and client research and risk analysis
• Build and update dynamic financial models and forecasts, including determining relevant valuation multiples and loan repayment capacity
• Develop and maintain solid and effective working relationships with clients, internal and external business partners, and stakeholders

Who We Are Looking For

Earn a Bachelor's Degree no later than June 2026 Authorized to work in the U.S No prior experience in finance is required, but a keen interest in corporate lending is requested Results driven, proven academic excellence and strong interpersonal skills. High ethical and professional standards Strong financial/analytical skills, knowledge of MS Excel preferred Proactive and highly motivated Able to work effectively in a team environment and independently Demonstrated leadership (i.e., sports, clubs, extracurricular activities, and philanthropy, etc.)

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.

• base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan)
• health and well-being benefits
• savings and retirement programs
• paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
• banking benefits and discounts
• career development
• reward and recognition

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at [e-mail]. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

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