System Analyst

CarMax; Richmond (VA); On-site; USD 72,000 - 108,000; Full time

Benefits offered by this job

Bonus eligibility

Equity

Job summary

CarMax Auto Finance seeks an Analyst II to support credit bureau reporting and ARGO configuration for the Risk team in Richmond, VA. The role involves Alfa-system analysis, testing changes, and collaboration with technology groups to ensure accurate reporting.

The position requires a Bachelor's degree and 1–2 years of analytical experience, with proficiency in Python, SQL, Excel, and data security considerations. Onsite 4 days per week at the Richmond or Kennesaw office.

Qualifications

• Bachelor’s Degree required in analytical, mathematical or technical field.
• 1-2 years of experience in an analytical role.
• Excellent verbal, written, and interpersonal skills.
• Proficiency with computers and database systems and/or software packages (e.g., Python, SQL, Excel, SAS).
• Knowledge of test planning and execution, version control, data schemas and scripting, and security/data protection concepts.

Responsibilities

• Perform analysis on credit bureau reporting and ARGO configuration strategies.
• Leverage Alfa system understanding to assess impacts on reporting processes.
• Execute testing on Alfa changes and automate regression testing.
• Design and validate ARGO changes as required by Risk team.
• Coordinate with upstream and downstream tech teams to ensure ARGO changes function correctly.

Skills

Python

SQL

Excel

SAS

Test Planning

Version Control

Data Migration

Security & Data Protection

Education

Bachelor’s Degree

Tools

Alfa system

ARGO

GitHub

Job description

8901 - Corp Office West Crk - 12800 Tuckahoe Creek Parkway, Richmond, Virginia, 23238

Play a key role in supporting CarMax Auto Finance

The Analyst II of the Credit Bureau Reporting and Software Configuration Team provides analytical and technical support for key areas of CarMax Auto Finance (CAF) business. This person provides analytical support for key processes such as credit bureau reporting as well as the configuration and management of our credit decisioning system, ARGO.

What you will do

• Perform analysis on credit bureau reporting & ARGO configuration strategies to recommend system changes; including partnering with stakeholders to implement and test changes.
• Leverage their deep understanding of the Alfa system to analyze its role and impact on the credit bureau reporting processes.
• Execute of testing on system changes/releases (Alfa) for any credit bureau reporting component and implement automated regression testing.
• Design, configure, test and validate requested changes to the ARGO system as needed by the Risk team.
• Partner with dependent (upstream & downstream) technology teams to ensure ARGO configuration changes function properly in the CarMax Financing ecosystem.

Use a data informed approach to problem solving

Our company’s success is motivated by our customer‑centric, data‑informed approach to problem solving, with an unparalleled focus on a company culture that supports our associates and our community. As an Analyst II, Credit Bureau Reporting and Software Configuration, you will have a direct hand in this effort by leveraging your creative, analytical and technical abilities to ensure that key and highly compliant aspects of our business are operating effectively and efficiently. It takes a tenacious enthusiasm for problem‑solving, combined with an inherent passion for doing what’s right, to balance the needs of the business and our customers in these endeavors. You will be entrusted to work independently, in an environment that is collaborative, fast‑paced, teamwork‑centric, and ever‑evolving.

Qualifications and Requirements

• Bachelor’s Degree required, in an analytical, mathematical or technical major preferred
• 1-2 years of experience in an analytical role
• Excellent verbal, written, and interpersonal skills
• Proficiency with computers and database systems and/or software packages preferred (ex: Python, SQL, Excel, SAS)
• Knowledge of the following coding, tools and concepts preferred:
• Test Planning and Execution (Test Case building, Unit Tests, Regression Tests, Automating Testing, etc.)
• Version Control Methodologies (e.g. GitHub)
• Database Schemas, Data Migration and Scripting
• Security and Data Protection, Security Compliance & Data Storage Solutions

Work Location and Arrangement

This role will be based out of the CarMax Auto Finance office (Kennesaw, GA). Associates will work onsite 4 days per week.

OR

This role will be based out of the CarMax Home Office (Richmond, VA) and associates will work onsite 4 days per week.

Work Authorization

Applicants must be currently authorized to work in the United States on a full‑time basis. Sponsorship will not be considered for this specific role.

About CarMax

CarMax disrupted the auto industry by delivering the honest, transparent, and high‑integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation’s largest retailer of used cars, with over 250 locations nationwide.

Our amazing team of more than 30,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®.

CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, protected veteran status, disability status, or any other characteristic protected by law.

The annual salary for this position is:

$72,000.00 - $108,000.00

May be eligible for bonus and equity.

Except as otherwise required by state law, CarMax Associates are entitled to the following paid sick, vacation, and holiday time.

Associates that are considered full‑time hourly or commission/incentive eligible:

• To earn up to 48 hours of sick time per year accrued on a per pay period basis and between 80 hours and 200 hours per year of vacation time after a 90 day waiting period depending on years of continuous service with the Company.
• For 8 hours of pay for each of a total of 6 paid scheduled holidays per year plus 1 floating holiday. If such an Associate does work on a scheduled holiday due to business need, they are eligible for Holiday Premium Pay.

Associates considered full‑time salaried are entitled to paid time away with no specified limit as needed for sick, vacation, bereavement, jury duty, holidays, floating holiday, etc. subject to manager approval.

For more details about benefits, please visit our CarMax Benefits website.