SVP, SBA Business Development Officer

Enterprise Bank & Trust; Houston (TX); On-site; USD 180,000 - 230,000; Full time

Job summary

Enterprise Bank & Trust in Houston, TX is seeking a Senior Vice President, SBA Business Development Officer to identify, solicit and close new SBA loans through proactive development in assigned markets.

You will prospect, market, structure and originate SBA 7(a) and 504 loans while maintaining a network of referral sources and ensuring timely, compliant loan decisions. A strong background in lending and SBA regulations is required.

Qualifications

• Bachelor's degree in business, finance, economics or related field.
• 5-10 years related lending experience.
• Knowledge of SBA underwriting guidelines and regulatory compliance.
• Excellent written and verbal communication; strong organizational skills.

Responsibilities

• Identify, solicit and close new SBA loans through business development activities.
• Market, structure and originate SBA 7(a) and 504 loans.
• Develop referral networks to bring potential SBA borrowers.
• Prepare complete financial packages and credit analysis submissions.

Skills

Communication skills

Organizational skills

PC proficiency

Confidentiality

Regulatory knowledge

Lending experience

Education

Bachelor's degree in business, finance, economics or related field

Job description

Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee shop to the large construction company that employs local people, our goal is to help businesses succeed and our communities thrive.

With offices in Arizona, California, Florida, Kansas, Missouri, New Mexico, Nevada and Texas, we're strong, growing and committed to supporting the communities we serve. We extend this commitment to the community to our associates, offering annual paid volunteer time off and charitable-matching opportunities. Voted a Best Bank to Work For by American Banker for multiple years, we offer our associates an array of benefits and the opportunity to chart their own career path with us. Join us in the pursuit of our mission to guide people to a lifetime of financial success, and enjoy a career filled with professional growth opportunities, interesting colleagues and the satisfaction of supporting our communities.

Together, there's no stopping you!

Job Title:SVP, SBA Business Development Officer

Job Description:

Summary:

The SBA Business Development Officer identifies, solicits and closes new SBA loans through business development activity within assigned markets.

Essential Duties and Responsibilities:

• Conduct new business development activities to generate new fee income to meet department and individual goals.
• Prospect, market, structure and originate new SBA 7(a) and 504 loans.
• Identify, refer and introduce other business opportunities to internal product partners.
• Establish and maintain a network of referral sources able to bring potential SBA borrowers to the bank.
• Obtain complete financial packages from borrowers and prepare submission packages required for credit analysis. Follow up with borrowers to obtain additional information or clarification to ensure timely loan decisions.
• Deliver approved loan packages to borrowers to obtain required signatures and facilitate funding.
• Maintain an in-depth knowledge of SBA products as well as knowledge of competitors and competitive products.
• Understand what differentiates Enterprise Bank & Trust and develop a unique sales approach that differentiates you in the marketplace.
• Ensure that all activities and work functions comply with compliance requirements, as defined in bank policies and procedures, sate/federal laws and regulations and the SBA's standard operating procedures and the code of Federal Regulations, thus protecting continuous status a s Preferred Lender under the PLP program.
• Critically think, formulate and support credit decisions, and logically defend position.
• Negotiate on behalf of the bank the borrower while appropriately balancing risk and shareholder value.
• Demonstrate a satisfactory understanding of and adherence to Bank operational policies and applicable compliance regulations as they relate to the specific job duties assigned.
• Demonstrate a satisfactory understanding of your duties and responsibilities as it relates to the Bank Secrecy Act (BSA), Anti-Money Laundering Act (AML), Patriot Act, and Office of Foreign Assets Control Regulations (OFAC). This includes participating in any required training and promptly complying with all reporting requirements.
• Demonstrate a satisfactory understanding of and adherence to EEO/AA policy; promote a working environment free of harassment of any type.
• Perform the job safely and report potentially unsafe conditions.

Job Requirements:

• Bachelor's degree in business, finance, economics or other related field.
• 5-10 years related experience in a similar lending environment or financial institution.
• Maintain a current understanding of Bank underwriting guidelines, procedures, policies and compliance issues. Maintain a working knowledge of regulatory requirements for documentation and regulations relating to SBA lending.
• Ability to protect and maintain confidential information.
• Excellent written and verbal communication skills.
• Excellent organizational skills.
• Proficiency with personal computers and related software.
• Work involves sitting, occasional walking, and lifting up to 10 pounds.

Equal Opportunity Statement:

Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources [e-mail].

Enterprise Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live.We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws.All employment offers are contingent upon the applicant successfully completing both drug and background check screenings.If you would like more information about your EEO rights as an applicant under the law, please clickHERE.