SVP, SBA Business Development Officer

Enterprise Bank & Trust; Houston (TX); On-site; USD 140,000 - 210,000; Full time

Job summary

Enterprise Bank & Trust in Houston, TX seeks an SVP, SBA Business Development Officer to drive new SBA loan opportunities and manage business development within assigned markets.

The successful candidate will originate SBA 7(a) and 504 loans, build referral networks, ensure timely submission packages, and maintain expertise on SBA products and competitive offerings. This role requires strong communication and relationship-building skills.

Qualifications

• Bachelor's degree in business, finance, economics or related field.
• 5–10 years of related experience in a similar lending environment or financial institution.
• Understanding of SBA underwriting guidelines, procedures, policies and compliance issues; regulatory knowledge for SBA lending.
• Ability to protect and maintain confidential information.
• Excellent written and verbal communication skills.
• Excellent organizational skills.
• Proficiency with personal computers and related software.
• Work involves sitting, occasional walking, and lifting up to 10 pounds.

Responsibilities

• Conduct new business development activities to generate new fee income to meet department and individual goals.
• Prospect, market, structure and originate new SBA 7(a) and 504 loans.
• Identify, refer and introduce other business opportunities to internal product partners.
• Establish and maintain a network of referral sources able to bring potential SBA borrowers to the bank.
• Obtain complete financial packages from borrowers and prepare submission packages required for credit analysis.

Skills

Underwriting knowledge

Communication skills

Organizational skills

Confidential information handling

PC proficiency

Physical ability

Education

Bachelor's degree in business/finance/economics

Job description

Overview

Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. With offices in Arizona, California, Florida, Kansas, Missouri, New Mexico, Nevada and Texas, we are strong, growing and committed to supporting the communities we serve.

We offer annual paid volunteer time off and charitable-matching opportunities. We value career growth, collaboration, and the opportunity to help our communities thrive. Join us in pursuing our mission to guide people to a lifetime of financial success.

Position

Job Title: SVP, SBA Business Development Officer

Job Description: The SBA Business Development Officer identifies, solicits and closes new SBA loans through business development activity within assigned markets.

Responsibilities

• Conduct new business development activities to generate new fee income to meet department and individual goals.
• Prospect, market, structure and originate new SBA 7(a) and 504 loans.
• Identify, refer and introduce other business opportunities to internal product partners.
• Establish and maintain a network of referral sources able to bring potential SBA borrowers to the bank.
• Obtain complete financial packages from borrowers and prepare submission packages required for credit analysis. Follow up with borrowers to obtain additional information or clarification to ensure timely loan decisions.
• Deliver approved loan packages to borrowers to obtain required signatures and facilitate funding.
• Maintain an in-depth knowledge of SBA products as well as knowledge of competitors and competitive products.
• Understand what differentiates Enterprise Bank & Trust and develop a unique sales approach that differentiates you in the marketplace.
• Ensure that all activities and work functions comply with compliance requirements, as defined in bank policies and procedures, state/federal laws and regulations and SBA procedures; strive to maintain status as a Preferred Lender under the PLP program.
• Critically think, formulate and support credit decisions, and defend positions logically.
• Negotiate on behalf of the bank balancing risk and shareholder value.
• Adhere to Bank operational policies and applicable compliance regulations related to job duties.
• Adhere to Bank Secrecy Act (BSA), Anti-Money Laundering Act (AML), Patriot Act, and Office of Foreign Assets Control Regulations (OFAC); participate in required training and comply with reporting requirements.
• Adhere to EEO/AA policy and promote a harassment-free working environment.
• Perform the job safely and report potentially unsafe conditions.

Qualifications

• Bachelor's degree in business, finance, economics or related field.
• 5-10 years of related experience in a similar lending environment or financial institution.
• Maintain understanding of underwriting guidelines, procedures, policies and compliance issues; working knowledge of regulatory requirements for SBA lending.
• Ability to protect and maintain confidential information.
• Excellent written and verbal communication skills.
• Excellent organizational skills.
• Proficiency with personal computers and related software.
• Work involves sitting, occasional walking, and lifting up to 10 pounds.

Equal Opportunity

Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation to apply for a position, please contact Human Resources at [e-mail].

We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity or protected veteran status and will not be discriminated against on the basis of disability. All employment offers are contingent upon successful completion of drug and background screenings.