SVP, Head of US Pricing

SCOR; Charlotte (NC); On-site; USD 270,000 - 365,000; Full time

Benefits offered by this job

Medical, vision, and dental coverage

401(k) Plan with match

Life and AD&D insurance

Disability insurance

Summer Fridays

Job summary

SCOR seeks a senior actuary to lead the US Individual and Group Life Pricing Actuarial organization, driving pricing strategies for profitable growth with disciplined risk management. You will govern U.S.-specific pricing assumptions, including mortality and persistency, translating market and client insights into robust pricing frameworks.

You will partner with Business Development, Underwriting, Global Pricing, Finance, and Risk to assess opportunities, support strategic initiatives, and

Qualifications

• Senior leadership of U.S. Life Pricing Actuarial functions.
• Experience delivering pricing strategies and governance.

Responsibilities

• Lead pricing strategy development and governance for U.S. Life pricing.
• Oversee mortality, persistency assumptions, and pricing documentation.
• Partner with Business Development, Underwriting, Finance, and Risk to optimize portfolio performance.
• Mentor and develop a high-performing actuarial team while ensuring governance.

Skills

Strategic leadership

Executive leadership

Actuarial expertise

Stakeholder management

Team development

Job description

Provides strategic leadership and oversight for all U.S. Individual and Group Life Pricing Actuarial functions. Accountable for pricing strategy, profitability assessment, risk management, assumptions governance, client engagement, and talent development to ensure sustainable growth and long-term New Business value creation. Serves as a key member of both the Global Pricing & underwriting office and the US senior leadership team, partnering across business development, underwriting, finance, treaty and risk functions to optimize portfolio performance and support the US Life & Health New Business strategic objectives in particular the Protection and Financial Solutions growth.

About SCOR:

As a leading global reinsurer, SCOR offers its clients a diversified and innovative range of reinsurance and insurance solutions and services to control and manage risk. Applying "The Art & Science of Risk," SCOR uses its industry-recognized expertise and cutting-edge financial solutions to serve its clients and contribute to the welfare and resilience of society in around 160 countries worldwide.

Working at SCOR means engaging with some of the best minds in the industry - actuaries, data scientists, underwriters, risk modelers, engineers, and many others - as we work together to find solutions to pressing challenges facing societies.

As an international company, our common culture is defined by "The SCOR Way." Serving both to build momentum that drives the Group forward and as a compass to guide our actions and choices, The SCOR Way is anchored by five core values, reflecting the input of employees at all levels of the Group. We care about clients, people, and societies. We perform with integrity. We act with courage. We encourage open minds. And we thrive through collaboration.

SCOR supports inclusion and the diversity of talents, and all positions are open to people with disabilities.

Job Summary:

Leads the US Individual and Group Life Pricing Actuarial organization and is accountable for the development and execution of pricing strategies that drive profitable growth while maintaining disciplined risk management practices.

Oversees the establishment and governance of U.S. specific pricing assumptions, including mortality and persistency. Translates emerging experience, underwriting insights, client-specific characteristics, and market developments into pricing frameworks that support informed business decisions and deliver target returns.

Partners closely with Business development, Underwriting, Global Pricing and other global functions, Finance, Treaty and Risk to evaluate opportunities, assess risks, and enhance competitive positioning. Provides expert actuarial perspective to executive management on business and pricing performance, emerging trends, strategic initiatives, product innovation, and market opportunities.

Leads and develops a high-performing actuarial team, fostering a culture of accountability, technical excellence, innovation, and continuous improvement. Ensures robust governance, operational effectiveness, and alignment with global pricing standards and enterprise objectives.

• Establish and execute the strategic vision for U.S. Individual and Group Life pricing, ensuring alignment with enterprise growth, profitability, and risk objectives.
• Provide executive oversight of all pricing activities, including assumption development, mortality analysis, client data evaluation, underwriting assessments, profit testing, and capital utilization.
• Approve reinsurance pricing proposals within delegated authority and ensure appropriate escalation, governance, and regulatory compliance for transactions exceeding local approval thresholds.
• Continuously enhance pricing methodologies, analytical frameworks, and governance processes to support data-driven decision making and sustainable profitability.
• Ensure pricing models, assumptions, and documentation meet internal governance standards and regulatory expectations.

Transformation activities

• Contribute to the evolution of pricing systems, analytics capabilities and operating models promoting automation and data insights to augment pricing capabilities.
• Promote continuous improvement in pricing efficiency, quality and governance.

Profitability and Portfolio Management

• Accountable for achieving portfolio profitability targets through disciplined pricing, capital management, and risk-adjusted return evaluation.
• Evaluate business opportunities based on pricing methodology, risk appetite, and strategic fit.
• Monitor and assess portfolio and pricing performance, identifying emerging trends and recommending actions to enhance profitability and optimize capital deployment.
• Partner with business leaders to address underperforming segments and develop remediation strategies that improve financial outcomes.
• Serve as the senior actuarial authority for pricing risk management within the U.S. Life business.
• Establish and maintain robust risk governance frameworks to ensure appropriate assessment, monitoring, and management of pricing-related risks.
• Provide leadership in evaluating the financial implications of underwriting, treaty structure, mortality trends, product features, and market developments.
• Drive continuous improvement in risk assessment capabilities and pricing discipline across the organization.

Client Leadership and Market Engagement

• Build and maintain trusted executive relationships with key clients and industry stakeholders.
• Lead the actuarial component of strategic client engagement initiatives by leveraging portfolio analytics, benchmarking, and market insights to strengthen partnerships and identify growth opportunities.
• Provide actuarial leadership in evaluating significant RFP opportunities, developing client-specific solutions, and enhancing competitive positioning.
• Partner with Sales and Account Management teams to advance strategic growth objectives and resolve complex client challenges.

Product Innovation and Market Insights

• Evaluate emerging products, industry developments, and regulatory changes, providing strategic recommendations regarding their financial and business implications.
• Support new product exploration and innovation initiatives by assessing pricing feasibility, risk considerations, and profitability expectations.
• Serve as a key advisor to senior leadership on market trends, competitive dynamics, and evolving customer needs.

Cross-Functional Leadership

• Collaborate with Business development, Underwriting, Claims, Finance, Data & Tech and Risk as well as global L&H functions to ensure alignment of pricing strategies and business objectives.
• Provide actuarial expertise and strategic counsel in executive discussions involving profitability, growth, product development, capital management, and risk.
• Represent U.S. market within the L&H Global Pricing and Underwriting leadership team and Facilitate effective communication and coordination across global and regional actuarial functions.
• Lead, mentor, and develop a high-performing actuarial team, fostering a culture of accountability, engagement, inclusion, and professional excellence.
• Drive succession planning, talent development, and workforce planning initiatives to ensure organizational capability and long-term success.
• Establish performance expectations and create opportunities for professional growth within the actuarial function.

Industry Leadership

• Represent the Company within the actuarial and insurance communities through participation in industry organizations, conferences, publications, and professional committees.
• Enhance the Company's market reputation by contributing thought leadership and advancing industry best practices.

You may not meet every requirement listed in the job description. If you bring broad expertise and alignment to the role and resonate with our core values, we encourage you to apply.

Relocation assistance within the U.S. is available for this position. Candidates must have valid authorization to work in the U.S. without the need for employer sponsorship now or in the future.

Hybrid Work Policy:

SCOR is committed to an "in-office" culture where people can collaborate, exchange ideas, and establish stronger working relationships while ll providing flexibility. To support employee work-life balance and increase opportunities for employees to excel every day, SCOR operates with a hybrid working arrangement. SCOR employees work 3 days per week in an office with the flexibility to work 2 days per week remotely.

At SCOR, we CARE about clients, people, and societies, and we are committed to placing them at the center of everything we do. Providing great benefit choices to you and your family is just one of the ways we support the physical, financial, and emotional well-being of the people who make our company successful - you.

Benefits We Offer

• * Medical, vision, and dental coverage
• * 401(k) Plan with a competitive match
• * Company-funded Defined Contribution Retirement Program
• * Life and AD&D insurance
• * Long- and Short-Term Disability
• * Unlimited Sick Days
• * Summer Fridays
• * Personal Wellness Tools and Rewards
• * Competitively priced gym memberships from a large nationwide network of gym brands and local fitness studios
• * And More!

Pay Range for roles performed: $270,000 - $365,000 base salary per year. Actual salaries may vary based on various factors including but not limited to location, experience, role and performance. The range listed is just one component of SCOR's total compensation package for employees. Other rewards may include annual bonuses, short- and long term incentives. In addition, we provide a variety of benefits to employees, including health insurance

coverage, life and disability insurance, a retirement saving plan, paid holidays and paid time off.