SVP Credit Administration

Blue Lake Consulting Group; Madison (WI); On-site; USD 180,000 - 280,000; Full time

Job summary

Blue Lake Consulting Group represents a Madison, WI based financial services company seeking an SVP Credit Administration to lead the bank’s credit function. This executive will shape credit culture, oversee underwriting, credit administration, portfolio monitoring, loan review coordination, and policy administration in line with risk appetite and regulatory expectations.

Reporting to the CEO, the selected candidate will elevate the current credit infrastructure, drive performance, and

Qualifications

• Bachelor’s degree in finance, accounting, economics, business administration, or a related field
• Minimum 15+ years related experience; or equivalent combination of education and experience
• Advanced degree, Master’s or MBA, or certifications (such as CRC or CFA) preferred
• Senior-level experience in bank lending, credit risk management, loan review, and financial analysis
• Deep understanding of banking laws, compliance guidelines, and regulatory exam processes
• Proficiency in credit evaluation software, portfolio management systems, financial modeling, and database tools
• Strong negotiation, decision-making, and presentation skills to address boards, regulators, and lending teams
• Works independently on projects, exercising good judgement & decision-making for successful project completion
• Manages multiple priorities/deadlines in faced-paced environment; interprets & acts on expectations & team needs

Responsibilities

• Provide executive leadership for the bank’s credit administration function, including credit analysis, underwriting, loan policy administration, portfolio monitoring, loan review coordination, and problem loan oversight.
• Develop, maintain, and administer the bank’s loan policy, underwriting standards, approval authorities, exception tracking, and risk-rating practices.
• Promote and maintain a strong credit culture balancing prudent risk management and community-focused mission.
• Oversee underwriting and analysis for commercial, CRE, mortgage, and consumer lending with proper risk evaluation.
• Review, approve credit requests, and provide guidance on structure, covenants, and risk mitigation.
• Monitor portfolio quality, concentrations, past-due loans, watch-list credits, and regulatory trends; report to execs and Board.

Skills

Analytical skills

Negotiation

Decision making

Presentations

Leadership

Education

Bachelor’s degree in finance/accounting/economics/business administration

15+ years related experience

MBA or CRC/CFA preferred

Senior-level bank lending/credit risk/loan review

Understanding of banking laws & regulatory exams

Proficiency in credit software & financial modeling

Tools

Credit evaluation software

Portfolio management systems

Financial modeling

Database tools

Job description

On behalf of our client, a Madison, WI based financial services company, we are seeking a SVP Credit Administration, responsible for the overall direction, administration, and quality of the bank’s credit function. Reporting to the CEO, our candidate of choice will establish and reinforce a sound credit culture; oversee underwriting, credit administration, portfolio monitoring, loan review coordination, and credit policy administration; and ensure lending practices align with the bank’s risk appetite, strategic objectives, community banking mission, and applicable regulatory requirements.

This position requires a talented individual with the ability and vision to propel the current infrastructure (deeply talented credit & mortgage underwriting team) to the next level of accomplishment. The chosen professional will bring their exceptional communication, analytical and business savvy to this position to effectively interact with various levels of internal and external customers.

Location: Onsite role based out of Madison, WI

Primary Responsibilities:

• Provide executive leadership for the bank’s credit administration function, including credit analysis, underwriting, loan policy administration, portfolio monitoring, loan review coordination, and problem loan oversight.
• Develop, maintain, and administer the bank’s loan policy, underwriting standards, approval authorities, exception tracking, and risk-rating practices to support consistent, sound, and compliant lending decisions.
• Promote and maintain a strong credit culture that balances prudent risk management, asset quality, responsible loan growth, customer service, and the bank’s community-focused mission.
• Oversee credit underwriting and analysis for commercial, commercial real estate, mortgage, and consumer lending as applicable, ensuring appropriate evaluation of repayment capacity, collateral, guarantor support, cash flow, financial trends, risk ratings, loan structure, and policy compliance.
• Review, recommend, and approve credit requests within assigned authority and provide guidance to lenders regarding structure, covenants, conditions, exceptions, pricing considerations, and risk mitigation strategies.
• Monitor portfolio quality, concentrations, policy exceptions, past-due loans, watch-list credits, classified assets, nonaccrual loans, charge-offs, recoveries, and emerging credit risks; communicate trends and recommended actions to executive management and the Board of Directors.
• Oversee problem loan identification, workout strategy, collection activity, and resolution efforts while coordinating with lenders, loan operations, legal counsel, loan review, auditors, and regulatory examiners as needed.
• Lead, coach, and develop credit administration associates and identify opportunities to improve credit processes, reporting, documentation standards, technology, workflow, and internal controls.

Core Competencies:

Analytical Skills

Ability to observe, evaluate, summarize, and apply meaningful data in the problem-solving process. Level of logical reasoning necessary to connect required actions to desired outcomes. Ability to forecast events based upon current situations. Demonstrated skill in generating alternative solutions to problems.

Communication

Ability to actively listen and communicate ideas that reflect the bank’s brand clearly, accurately, and with proper grammar. Ability to effectively prepare and meaningfully present a variety of information through both formal and informal presentations.

This competency is applicable to all management positions. Ability to manage and motivate associates, plan and prioritize division/departmental goals, respond to changing conditions, and manage costs effectively. Level of assistance provided in associate education, development, and improvement.

Policy Compliance

Degree to which the associate has a knowledge of and complies with organizational policies and regulatory guidance.

Education & Qualifications:

• Bachelor’s degree in finance, accounting, economics, business administration, or a related field
• Minimum 15+ years related experience; or equivalent combination of education and experience
• Advanced degree, Master’s or MBA, or certifications (such as CRC or CFA) preferred
• Senior-level experience in bank lending, credit risk management, loan review, and financial analysis
• Deep understanding of banking laws, compliance guidelines, and regulatory exam processes
• Proficiency in credit evaluation software, portfolio management systems, financial modeling, and database tools
• Strong negotiation, decision-making, and presentation skills to address boards, regulators, and lending teams
• Works independently on projects, exercising good judgement & decision-making for successful project completion
• Manages multiple priorities/deadlines in faced-paced environment; interprets & acts on expectations & team needs