Structured Finance - Structured Credit Alternative Products, Director - Austin

Fitch Ratings; Austin (TX); On-site; USD 120,000 - 160,000; Full time

Benefits offered by this job

Hybrid work environment

Retirement planning

Tuition reimbursement

Comprehensive healthcare offerings

Generous parental leave plan

Supportive workplace culture

Job summary

Fitch Ratings is seeking a Director to join its Structured Credit Alternative Products group in Austin, Texas. The ideal candidate will have at least 8 years of experience in the financial industry, focusing on credit analysis and transaction ratings.

This role requires strong analytical skills and the ability to convey complex subjects clearly. Fitch offers a hybrid work environment with various employee benefits designed to support your career and wellbeing.

Qualifications

• Minimum of 8 years of experience in the financial industry, preferably in Structured Credit.
• Experience in credit analysis and understanding of rating agency methodologies.

Responsibilities

• Analyze credit, legal, and structural elements of transaction proposals.
• Act as primary or secondary analyst for transaction ratings.
• Contribute to the development of rating criteria and sector trend research.

Skills

Analytical thinking

Attention to detail

Communication skills

Proficiency in Microsoft Office

Education

Bachelor's or Master’s degree in finance, accounting, or economics

Job description

Structured Finance - Structured Credit Alternative Products, Director - Austin

Location: Austin, TX, US

Fitch Ratings is seeking a Director to join its Structured Credit Alternative Products group in our Austin office.

The individual will focus on new transaction proposals that incorporate securitization principals of various types of rated note feeders, synthetic risk transfers, structured credit loan facilities, CLO lite structures, and other private credit transactions backed by debt.

About the Team

• A collaborative, team-oriented work environment where excellent communication skills are essential
• An opportunity to be a lead coverage analyst at a global rating agency
• A role that aids debt capital markets in making more informed decisions through timely, insightful, and forward-looking rating actions and research

How You’ll Make an Impact

• Analyze critical credit, legal, and structural elements of transaction proposals
• Act as primary or secondary analyst for transaction ratings in a highly dynamic sector, forming analytical views and recommendations, presenting these to rating committees and defending credit views in discussions with issuers and investors
• Contribute to the development of rating criteria, including forming recommendations to bolster analysis and iteratively improve existing frameworks
• Lead and/or support sector trend research reports and projects

You May be a Good Fit if

• You hold a Bachelor's or Master’s degree in a quantitative discipline such as finance, accounting, or economics
• You have at least 8 years of experience in the financial industry, preferably but not necessarily related to Structured Credit, Structured Finance, Fund Finance or Corporate Direct Lending
• You possess strong analytical thinking, intellectual curiosity, and attention to detail
• You demonstrate a high level of personal responsibility, initiative, and self-management
• You are proficient with the Microsoft Office suite; knowledge of programming languages is a plus but not required

What Would Make You Stand Out

• Ability to convey complex subjects clearly and concisely
• Open-mindedness and ability to understand alternative viewpoints
• Demonstrated competency in credit analysis
• Proficiency with rating agency methodologies and experience assessing credit risk

Why Choose Fitch

• Hybrid Work Environment: 3 days a week in office required based on your line of business and location
• A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity
• Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals
• Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing
• Supportive Parenting Policies: Family‑friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively
• Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe

Fitch is committed to providing global securities markets with objective, timely, independent and forward‑looking credit opinions. To protect Fitch’s credibility and reputation, our employees must take every precaution to avoid conflicts of interest or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work. Fitch is proud to be an Equal Opportunity and Aff…