Structured Finance - Commercial Mortgage-Backed Securities, Senior Analyst - New York

Fitch Ratings; New York (NY); Hybrid; USD 95,000 - 110,000; Full time

Benefits offered by this job

Hybrid work environment

Training & mentorship

Retirement plan

Healthcare benefits

Parental leave

Diversity & inclusion

Volunteer days

Job summary

Fitch Ratings, Inc. is seeking a Senior Analyst in the Commercial Mortgage-Backed Securities (CMBS) group, with NY or Chicago location. The role focuses on CRE property and loan-structure analysis, rating conclusions, and publication of detailed reports.

The position requires 2–3 years in CRE underwriting/valuations, strong Excel/Word skills, and excellent analytical and writing abilities. Hybrid work arrangement offered with collaboration across teams.

Qualifications

• Bachelor's degree required.
• 2-3 years of CRE underwriting or valuation experience.
• Proficiency in Excel and Word.
• Strong analytical and writing abilities.
• Ability to multitask and manage multiple projects.

Responsibilities

• Identify and assess credit strengths and risks of CRE properties and loan structures.
• Use quantitative analysis to evaluate property and loan-level characteristics and trends.
• Communicate rating conclusions to credit committees.
• Publish detailed reports and research materials.

Skills

Analytical skills

Quantitative skills

Strong writing ability

Multitasking

Communication skills

Education

Bachelor's degree

Tools

Excel

Word

Job description

Fitch Ratings is currently seeking a Senior Analyst to join the Commercial Mortgage-Backed Securities (CMBS) group in our New York or Chicago office.

About The Team

• Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world
• An opportunity to be part of a team of analysts performing CRE analysis on securities loans
• Provide Fitch’s opinions and perspectives to investors and other market participants on all North American CMBS transactions
• A team-oriented work environment

How You’ll Make An Impact

• Identify and assess credit strengths and risks of commercial real estate properties, and the related loan structures in U.S and Canadian CRE markets, and property cash flow underwriting and valuations
• Use quantitative skills to analyze property and loan level characteristics and industry trends
• Communicate rating conclusions to credit committee
• Publish detailed transaction reports, rating commentaries and research reports

You May Be a Good Fit If

• Hold a bachelor's degree
• Have 2-3 years of experience in underwriting, valuing, or working out commercial real estate, excluding internships
• Possess expertise in Excel and Word
• Demonstrate strong analytical, quantitative, and organizational skills with the ability to multitask
• Are familiar with commercial property types
• Exhibit effective communication skills, including strong writing ability
• Can shift fluidly between multiple projects as priorities change

What Would Make You Stand Out

• Securitization or capital markets experience a plus
• Loan workout and/or lending experience a plus

Why Choose Fitch

• Hybrid Work Environment: 3 days a week in office required based on your line of business and location
• A Culture of Learning & Mobility: Dedicated trainings, leadership development, and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity
• Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals
• Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing
• Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively
• Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe
• Dedication to Giving Back: Paid volunteer days, matched funding for donations, and ample opportunities to volunteer in your community

Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch’s credibility and reputation, our employees must take every precaution to avoid conflicts of interest or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work.

Fitch is proud to be an Equal Opportunity and Aff…

FOR NEW YORK: Expected base pay rates for the role are between $95,000 and $110,000 per year. Actual salaries will be determined on an individual basis and may vary based on factors including, but not limited to, education, training, experience, past performance, and other job-related considerations. Base pay is one component of Fitch’s total compensation package, which may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch, depending on the position.