Strategic Surety Underwriter & Bond Specialist

Mercor; New York (NY); On-site; USD 100,000 - 150,000; Full time

Benefits offered by this job

Professional designations encouraged (

Designations encouraged: AFSB/CPCU/ARM

CPA qualification welcomed

Job summary

Mercor partners with a leading AI lab to train frontier models on insurance reasoning data. We are hiring Surety Underwriters and Bond Specialists to design bonding scenarios, assess model outputs against market standards, and shape how AI reasons about contractor capacity, obligations, and defaults.

The role involves analyzing contractor financial statements and WIP schedules, evaluating indemnity and collateral concepts, and providing feedback to improve model behavior.

Qualifications

• 2+ years of professional experience in surety underwriting, bond production, surety claims, or contract-surety credit analysis.
• Experience with at least one bond category (contract, commercial, court, fiduciary, license & permit, or subdivision).
• Ability to read contractor financial statements and work-in-progress schedules to derive capacity and credit conclusions.
• Understanding of indemnity, collateral and subrogation vs. insurance loss payment.
• Excellent written reasoning, commercial and credit judgment, and high attention to detail.
• Knowledge of three-party surety relationships and related processes.
• Bonus: AFSB, CPCU, ARM, CPA, or comparable designation.

Responsibilities

• Design realistic scenarios involving bid, performance and payment bonds, single and aggregate capacity, WIP analysis, indemnity and collateral, and bond-default resolution.
• Create work products such as capacity recommendations, credit analyses, bond approvals/declinations, obligee form reviews, indemnity requirements and claim-resolution strategies.
• Write high-quality reference responses for experienced surety professionals.
• Grade AI-generated responses against structured rubrics for credit judgment, capacity reasoning, contract and bond-form accuracy, and default-resolution realism.
• Identify misread financial statements, overstated capacity, and unrealistic default or recovery strategies.
• Provide written feedback the research team uses to improve model behavior.
• Participate in onboarding office hours and calibration sessions.

Skills

Surety underwriting

Bond production

Surety claims

Credit analysis

Financial analysis

Attention to detail

Written reasoning

Indemnity concepts

Job description

Mercor partners with a leading AI lab to train frontier models on insurance reasoning data. We are hiring Surety Underwriters and Bond Specialists to design bonding scenarios, assess model outputs against market standards, and shape how AI reasons about contractor capacity, obligations, and defaults.

The role involves analyzing contractor financial statements and WIP schedules, evaluating indemnity and collateral concepts, and providing feedback to improve model behavior.