Strategic Risk & Compliance Analyst

FirstCash, Inc.; Coppell (TX); On-site; USD 80,000 - 110,000; Full time

Job summary

FirstCash Holdings, Inc. is seeking a Risk & Compliance Analyst to support AFF Compliance's program and ensure adherence to applicable laws and regulations.

The role will partner with Legal, Operations, Business Risk, and senior leadership to identify emerging risks and drive process improvements. The ideal candidate is a proactive problem solver who can work independently while collaborating across functions, reporting to the Regulatory Compliance Lead.

Qualifications

• Bachelor's degree in a related field preferred.
• Minimum of 4 years of experience in consumer regulatory compliance, risk management, internal audit, or related discipline.
• Experience supporting Second Line of Defense functions, including compliance testing, issue management, complaint management, regulatory change management, or regulatory oversight activities.
• Familiarity with applicable federal and state consumer protection laws and regulations.
• Strong investigative, analytical, and problem-solving capabilities.
• Excellent written, verbal, and interpersonal communication skills.
• Proficiency with Microsoft Office applications, including Word, Excel, and PowerPoint.

Responsibilities

• Support and execute Second Line of Defense (SLOD) oversight activities, including Compliance Management System (CMS) administration, issue management, complaint management, regulatory change management, and third-party/vendor risk oversight.
• Conduct compliance testing, monitoring activities, and risk assessments to evaluate adherence to applicable laws, regulations, and internal policies.
• Identify, investigate, and document compliance concerns, partnering with stakeholders to perform root cause analysis and implement sustainable corrective actions.
• Assist with regulatory inquiries, examinations, and audits by preparing documentation, conducting independent compliance reviews, and coordinating responses and deliverables.
• Collaborate with business partners to strengthen policies, procedures, and controls while ensuring alignment with regulatory requirements and evolving business risks.
• Analyze regulatory developments and emerging risks, providing recommendations to enhance compliance processes and controls.
• Promote a culture of compliance, accountability, transparency, and proactive risk management throughout the organization.
• Support ongoing compliance program initiatives and contribute to continuous process improvement efforts.

Skills

Regulatory risk awareness

Compliance testing

Analytical thinking

Communication skills

Problem-solving

Education

Bachelor's degree in Business, Finance, Risk Management, Legal Studies, or related field

Tools

Microsoft Office

Job description

FirstCash Holdings, Inc. is seeking a Risk & Compliance Analyst to support AFF Compliance's program and ensure adherence to applicable laws and regulations.

The role will partner with Legal, Operations, Business Risk, and senior leadership to identify emerging risks and drive process improvements. The ideal candidate is a proactive problem solver who can work independently while collaborating across functions, reporting to the Regulatory Compliance Lead.