Strategic High-Risk Compliance Director (Remote)

Finix Payments; San Francisco (CA); Híbrido; USD 140.000 - 210.000; Jornada completa

Descripción de la vacante

Finix is seeking a Compliance Director to lead our high-risk compliance program from San Francisco or remote. You will shape underwriting standards, craft playbooks, and guide cross-functional teams through complex regulatory requirements for gaming and other high-risk verticals.

You will collaborate with Sales, Partnerships, and Underwriting to move deals forward while maintaining strong controls and regulatory alignment.

Formación

• 7+ years of experience in compliance, risk, or regulatory roles within payments, fintech, banking, or similar regulated environments.
• Hands-on merchant underwriting and onboarding experience (KYC/KYB).
• Experience with high-risk merchant verticals such as gaming, nutraceuticals, CBD, or similar in relation to card networks and sponsor banks.
• Ability to interpret regulatory and card network requirements and apply them to real merchants, products, and business models.
• Strong understanding of risk management, controls, and sponsor bank oversight expectations.

Responsabilidades

• Serve as the primary compliance partner to Sales, Partnerships, and Underwriting with fast, documented guidance on prospects and deals.
• Lead compliance strategy for gaming and gambling verticals, including regulatory analysis, licensing, and eligibility standards.
• Develop and maintain underwriting standards, risk-tiering, approval gates, and escalation paths for high-risk sectors.
• Lead evaluation of new sectors and business models, setting minimum requirements before launch.
• Write and maintain procedures, onboarding guides, and underwriting playbooks for high-risk verticals.
• Translate laws and sponsor bank requirements into clear guidance for Product, Sales, Technology, and Operations teams.
• Streamline onboarding workflows with Payment Operations while maintaining controls.
• Guide and develop the Compliance Operations team through coaching and standards for quality.
• Support sponsor bank and network relationships on onboarding and program reviews.
• Support AML/BSA, sanctions, and fraud programs from the business side.
• Contribute to audit readiness, policy updates, and remediation of findings tied to onboarding and merchant risk.
• Monitor regulatory changes and update guidance across US and Canada, with external counsel as needed.
• Prepare decision-ready summaries for senior management, sponsor banks, and partners.

Conocimientos

Compliance experience

Merchant onboarding (KYC/KYB)

High-risk sectors knowledge

Regulatory interpretation

Cross-functional collaboration

Strong communication

Leadership / coaching

Educación

Juris Doctor or equivalent

Herramientas

MS Office

Descripción del empleo

Finix is seeking a Compliance Director to lead our high-risk compliance program from San Francisco or remote. You will shape underwriting standards, craft playbooks, and guide cross-functional teams through complex regulatory requirements for gaming and other high-risk verticals.

You will collaborate with Sales, Partnerships, and Underwriting to move deals forward while maintaining strong controls and regulatory alignment.