Strategic Global Credit Risk Lead

Global Payments Inc.; Cincinnati (OH); On-site; USD 90,000 - 150,000; Full time

Job summary

Global Payments Inc. is seeking a Lead Senior Credit Analyst to join our Credit Risk Team and shape the future of global commerce. You’ll evaluate complex merchant relationships, balance risk with growth, and influence portfolio quality through data-driven decisions.

You’ll mentor analysts, help strengthen credit policies, and collaborate with stakeholders to deliver secure, innovative payment solutions for businesses around the world.

Qualifications

• Bachelor's Degree in Finance, Accounting, Statistics, Business or a related field with strong analytical and financial acumen.
• Significant experience in credit analysis, risk assessment or financial underwriting, including proven success evaluating complex business and merchant relationships.
• Demonstrated ability to make independent, data-driven decisions that balance risk management objectives with business growth opportunities.
• Strong communication and influencing skills with experience explaining complex credit recommendations and negotiating risk-based business terms with diverse stakeholders.
• Proven ability to navigate ambiguity, exercise sound judgment and deliver high-quality outcomes on complex and high-impact decisions.

Responsibilities

• Drive sound credit decisions that enable sustainable business growth while protecting the organization from financial, operational and reputational risk across complex merchant opportunities.
• Shape risk outcomes by identifying, quantifying and mitigating exposure, helping maintain a high-quality portfolio that supports long-term client and business success.
• Influence strategic business decisions through expert credit recommendations, risk insights and deal structuring that balance commercial objectives with responsible risk management.
• Advance credit excellence by strengthening policies, frameworks and risk practices that improve consistency, compliance and decision quality across the organization.
• Elevate team capability by mentoring analysts, sharing expertise and helping build a culture of continuous learning, accountability and high-performance decision-making.

Skills

Credit analysis

Risk assessment

Financial underwriting

Data-driven decisions

Communication

Stakeholder negotiation

Mentoring

Education

Bachelor's Degree in Finance, Accounting, Statistics, Business or related field

Job description

Global Payments Inc. is seeking a Lead Senior Credit Analyst to join our Credit Risk Team and shape the future of global commerce. You’ll evaluate complex merchant relationships, balance risk with growth, and influence portfolio quality through data-driven decisions.

You’ll mentor analysts, help strengthen credit policies, and collaborate with stakeholders to deliver secure, innovative payment solutions for businesses around the world.