Strategic Director, Cash Forecasting & Liquidity

loanDepot, Inc.; Chandler (AZ); On-site; USD 132,000 - 160,000; Full time

Benefits offered by this job

Tuition reimbursement

Medical/Dental/Vision benefits

Generous paid time off

Job summary

loanDepot, Inc. is seeking a senior leader to own enterprise cash forecasting, liquidity management, and cash flow analytics.

You will develop the forecasting strategy, monitor daily liquidity, and provide executives with actionable insights to support funding and capital allocation. The role requires mortgage banking experience and collaboration with Treasury, Capital Markets, and Accounting to optimize liquidity and balance sheet.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Business Administration, or related field.
• 8+ years of progressive experience in mortgage banking, financial planning and analysis, treasury, liquidity management, cash forecasting, or related finance functions.
• Mortgage industry experience required.
• Demonstrated expertise in Cash Forecasting, Liquidity Management, Mortgage Loan Inventory Management, Warehouse Lending Facilities, Secondary Marketing and Investor Settlements, Mortgage Servicing Rights (MSRs), Servicing Advance Financing, Capital Markets and Funding Structures.
• Experience with Power BI, Tableau, SQL, or other business intelligence platforms preferred.
• MBA, CFA, CPA, or Certified Treasury Professional (CTP) preferred.
• Experience managing or mentoring analysts and finance professionals preferred.
• Experience supporting large-scale mortgage origination and servicing platforms preferred.

Responsibilities

• Leads and owns the Company's enterprise-wide cash forecasting and liquidity management processes.
• Develops, maintains, and continuously enhances daily, weekly, monthly, quarterly, and long-range cash flow forecasts.
• Monitors and analyzes all cash inflows and outflows across the organization and provide accurate daily liquidity projections.
• Provides executive-level reporting and recommendations regarding liquidity, cash utilization, borrowing strategies, and capital deployment.
• Maintains a detailed understanding of mortgage loan inventory, warehouse line utilization, loan funding requirements, investor purchase activity, payoffs, and settlement timing.
• Analyzes, forecasts, and monitors liquidity impacts associated with mortgage servicing rights (MSRs), servicing advance financing facilities, servicing cash flows, and related financing structures.
• Partners with Capital Markets, Secondary Marketing, Treasury, Servicing, Operations, Accounting, and Finance leadership to evaluate the liquidity implications of business initiatives and market conditions.
• Evaluates the impact of interest rate movements, origination volumes, servicing portfolio performance, loan sale execution, and financing strategies on liquidity and cash flow.
• Oversees daily cash positioning and variance analysis, identifying emerging liquidity risks and recommending corrective actions.
• Develops scenario analyses, stress testing, and contingency funding strategies to support risk management and corporate planning efforts.
• Supports management of warehouse facilities, servicing advance financing facilities, corporate debt arrangements, and banking relationships.
• Serves as a strategic advisor to executive leadership on liquidity planning, funding capacity, and balance sheet optimization.
• Drives process improvements, automation initiatives, and forecasting enhancements to improve accuracy, scalability, and reporting efficiency.
• Leads, mentors, and develops team members while establishing best practices for forecasting, reporting, and financial analysis.
• Performs other duties and projects assigned.

Skills

Cash forecasting

Liquidity management

Mortgage inventory

MSRs

Warehouse lending

Investor settlements

Capital markets

Mentoring

Leadership

Financial analysis

Education

Bachelor's degree in Finance/Accounting

MBA/CPA/CFA/CTP preferred

Tools

Power BI

Tableau

SQL

Job description

loanDepot, Inc. is seeking a senior leader to own enterprise cash forecasting, liquidity management, and cash flow analytics.

You will develop the forecasting strategy, monitor daily liquidity, and provide executives with actionable insights to support funding and capital allocation. The role requires mortgage banking experience and collaboration with Treasury, Capital Markets, and Accounting to optimize liquidity and balance sheet.