Strategic Commercial Portfolio Manager

Bank of New England; Salem (NH); On-site; USD 90,000 - 140,000; Full time

Benefits offered by this job

Competitive salary

Medical and Dental Insurance

401(k) Retirement Plan

Life Insurance

Community bank environment

Collaborative culture

Job summary

Bank of New England in Salem, NH is seeking an experienced Portfolio Manager to join our Commercial Credit team. This role focuses on financial analysis, underwriting, and ongoing portfolio monitoring to maintain high-quality commercial loans.

You will analyze borrowers’ financial statements and cash flow, prepare credit reviews, and support lending opportunities while ensuring regulatory compliance.

Ideal candidates have a Bachelor’s degree and 3–5 years in commercial banking or credit analysis.

Qualifications

• Bachelor’s degree in Finance, Accounting, or related field.
• 3–5 years of experience in commercial banking, credit analysis, underwriting, or portfolio management.
• Strong analytical and communication skills.
• Proficiency in financial statement analysis.

Responsibilities

• Analyze borrowers’ financial statements, cash flow, and creditworthiness.
• Perform credit underwriting and evaluate lending opportunities.
• Prepare annual credit reviews, renewals, and risk assessments.
• Monitor loan portfolios for covenant compliance and asset quality.
• Identify credit concerns and recommend risk mitigation.
• Assist with structuring loan transactions and financing solutions.
• Maintain loan files, documentation, and portfolio records.
• Collaborate with Commercial Lenders and Credit Administration.
• Participate in client meetings and relationship management.
• Prepare reports and credit recommendations for stakeholders.
• Ensure compliance with bank policies and underwriting standards.

Skills

Financial statement analysis

Credit underwriting

Portfolio management

Excel

Education

Bachelor’s degree

Tools

Excel

Word

Job description

Bank of New England in Salem, NH is seeking an experienced Portfolio Manager to join our Commercial Credit team. This role focuses on financial analysis, underwriting, and ongoing portfolio monitoring to maintain high-quality commercial loans.

You will analyze borrowers’ financial statements and cash flow, prepare credit reviews, and support lending opportunities while ensuring regulatory compliance.

Ideal candidates have a Bachelor’s degree and 3–5 years in commercial banking or credit analysis.