Strategic Commercial Lender & Relationship Builder

Construction Association of Michigan; Sandusky, Northern (OH, KY); Hybrid; USD 90,000 - 130,000; Full time

Job summary

Civista Bank is seeking a Commercial Lender to manage and grow a diverse portfolio of commercial loans. You will build strong client relationships, analyze financial data, and present lending proposals to meet customer needs.

The role requires 4+ years in commercial lending or related fields, with a finance/management degree. Expect a performance-driven environment and a focus on risk management and revenue growth.

Qualifications

• Knowledge of commercial lending industry, processes, policies, and portfolio management.
• Knowledge of commercial lending regulations and compliance and reporting practices.
• Regulatory and compliance practices applicable to commercial lending.

Responsibilities

• Develop and manage a commercial loan portfolio.
• Interview customers to determine loan requirements and gather information for applications.
• Analyze financial statements and data to recommend lending solutions.
• Evaluate creditworthiness and present lending proposals.
• Offer tailored financial solutions to meet customer objectives and retention.
• Develop loan proposals and present them to secure new business.
• Follow up on loan deals and renewals.
• Provide updates on portfolio performance and market developments to senior leadership.

Skills

Commercial lending

Portfolio management

Regulatory compliance

Communication

Networking

Education

Finance/Management degree

Tools

Microsoft Office 365

Job description

Civista Bank is seeking a Commercial Lender to manage and grow a diverse portfolio of commercial loans. You will build strong client relationships, analyze financial data, and present lending proposals to meet customer needs.

The role requires 4+ years in commercial lending or related fields, with a finance/management degree. Expect a performance-driven environment and a focus on risk management and revenue growth.