Strategic Commercial Lender & Relationship Advisor

Veridian Credit Union; Waterloo (IA); Presencial; USD 70.000 - 110.000; Jornada completa

Descripción de la vacante

Veridian Credit Union in Waterloo, IA seeks a Commercial Loan Officer to oversee a diverse portfolio of small business and commercial real estate loans. The role emphasizes exceptional member service and relationship management with commercial borrowers.

You will interview applicants, prepare loan documents, assess credit, and collaborate with credit staff to ensure accurate servicing and compliance. This is a full-time on-site position supporting Veridian’s commercial lending goals.

Formación

• Bachelor's degree or equivalent combination of education, training, and experience.
• 3+ years experience in commercial credit analysis.
• 3+ years experience in business/commercial lending.

Responsabilidades

• Create excellent service experiences that promote the Veridian brand.
• Manage day-to-day growth of a commercial loan portfolio (small business and CRE).
• Stay knowledgeable on regulatory changes in commercial lending and advise when needed.
• Interview loan applicants and prepare all required documents for loan granting.
• Assess credit worthiness and recommend approval, disapproval, or referral within policy limits.
• Serve as contact officer on loans submitted for review to senior staff and committees.
• Negotiate terms including costs, repayment schedule and collateral requirements.
• Advise members on business management and refer to resources like SCORE and SBA.
• Collaborate with Credit Analyst and Loan Assistant to assemble loan files.

Conocimientos

Communication skills

Member service focus

Attention to detail

Team player

Confidentiality

Organizational skills

Self-motivated

Problem solving

Educación

Bachelor's degree or equivalent

Descripción del empleo

Veridian Credit Union in Waterloo, IA seeks a Commercial Loan Officer to oversee a diverse portfolio of small business and commercial real estate loans. The role emphasizes exceptional member service and relationship management with commercial borrowers.

You will interview applicants, prepare loan documents, assess credit, and collaborate with credit staff to ensure accurate servicing and compliance. This is a full-time on-site position supporting Veridian’s commercial lending goals.