Commercial Loan Officer: Growth & Relationship Leader

Veridian Credit Union; Waterloo (IA); Presencial; USD 65.000 - 95.000; Jornada completa

Descripción de la vacante

Veridian Credit Union is seeking a Commercial Loan Officer (FT) to manage a growing portfolio of small business and CRE loans onsite in Waterloo, IA, with related duties in Des Moines area and Omaha. The role emphasizes excellent member service, regulatory knowledge, and cross-functional collaboration.

The successful candidate will interview applicants, prepare loan documentation, analyze credit strength, negotiate terms, and actively promote credit union products. Onsite work is required.

Formación

• Bachelor's degree or equivalent, with 8+ years of combined education/experience.
• 3+ years experience in commercial credit analysis.
• 3+ years experience in business/commercial lending.

Responsabilidades

• Create excellent service experiences that promote the Veridian brand.
• Manage and grow a commercial loan portfolio including small business and commercial real estate loans.
• Stay informed on compliance and regulatory changes in commercial lending and recommend changes.
• Interview loan applicants and prepare required documents for loan approvals.
• Assess credit worthiness and recommend approval, disapproval, or referral within policy limits.
• Serve as contact officer for loans reviewed by senior staff and committees.
• Negotiate terms, including costs, repayment schedules, and collateral.
• Advise members on business management and resources (e.g., SCORE, SBA).
• Collaborate with Credit Analyst and Loan Assistant to assemble loan files and documentation.
• Monitor annual reviews, renewals, and maturities; manage past due loans.
• Develop new commercial loan and deposit business with prospects and members.
• Provide follow-up on loan completion (escrow, taxes, insurance, etc.).
• Actively sell Veridian products and services.
• Contribute to team goals and participate in community events.
• Provide leadership to branch staff and develop commercial lending knowledge.

Conocimientos

Oral and written communication

Member service focus

Attention to detail

Team oriented

Dependable and punctual

Confidentiality

Organizational skills

Self-motivated

Problem solving

Educación

Bachelor's degree or equivalent

Descripción del empleo

Veridian Credit Union is seeking a Commercial Loan Officer (FT) to manage a growing portfolio of small business and CRE loans onsite in Waterloo, IA, with related duties in Des Moines area and Omaha. The role emphasizes excellent member service, regulatory knowledge, and cross-functional collaboration.

The successful candidate will interview applicants, prepare loan documentation, analyze credit strength, negotiate terms, and actively promote credit union products. Onsite work is required.