Strategic Commercial Credit Analyst II

Broadway Bank; San Antonio (TX); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Career development

PTO 4 weeks

Vision insurance

Retirement matching

Tuition reimbursement

Job summary

Broadway Bank in Texas seeks a Commercial Credit Analyst II to support Portfolio Managers and Relationship Managers by reviewing complex commercial, CRE, and professional credits, and preparing detailed credit memorandums and annual reviews with minimal supervision.

The role involves underwriting, spreading financial statements, attending committee meetings, and staying current with industry practices to aid credit decisions. Travel within the bank's area may be required.

Qualifications

• Minimum 12 months of commercial credit analyst experience in a financial institution.
• Experience preparing written presentations, credit memorandums, and annual reviews with supporting reports.
• BS/BA in Accounting, Finance, or General Business required.

Responsibilities

• Analyze and underwrite existing and new credit exposures for Commercial, Business, Private Banking, and CRE opportunities.
• Spread and analyze financial statements and aging reports to assess creditworthiness.
• Prepare comprehensive credit memorandums and requests with supporting analyses.
• Conduct detailed credit investigations to determine information needs.
• Communicate with loan officers, borrowers, and external partners to gather information.

Skills

Financial analysis

Excel

Communication

Time management

Attention to detail

Independent work

Learning mindset

Financial software

Credit analysis

Interpersonal

Education

BS in Accounting/Finance

Accounting coursework

Finance coursework

Tools

Microsoft Excel

Microsoft Word

Financial analysis software

Job description

Broadway Bank in Texas seeks a Commercial Credit Analyst II to support Portfolio Managers and Relationship Managers by reviewing complex commercial, CRE, and professional credits, and preparing detailed credit memorandums and annual reviews with minimal supervision.

The role involves underwriting, spreading financial statements, attending committee meetings, and staying current with industry practices to aid credit decisions. Travel within the bank's area may be required.