Stop Loss Aggregate Analyst

CVS Health; Saint Paul (MN); On-site; USD 25,000 - 48,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Retirement savings options

Job summary

CVS Health is seeking a Stop Loss Claims Analyst in Minnesota to support filing activity for self‑funded employer groups. You will prepare and reconcile stop loss filings, track reimbursements, and collaborate with underwriters, finance, and client teams to ensure accurate, timely processing.

The role emphasizes attention to detail, strong analytical skills, and the ability to work effectively in a matrixed environment; 40 hours weekly, full‑time, with a comprehensive benefits package.

Qualifications

• 2+ years in healthcare claims processing or similar health insurance environment.
• 2+ years using Microsoft Office applications, particularly Excel.
• Strong analytical, problem‑solving, and organizational skills.
• Strong verbal and written communication skills.
• Ability to work independently and collaboratively in a fast‑paced environment.
• Strong attention to detail and ability to manage multiple priorities and deadlines.

Responsibilities

• Prepare, update, and submit stop loss filing packages, including initial, subsequent, and year‑end filings as needed.
• Track claim activity and follow up through to completion with stop loss carriers and stakeholders to ensure timely reimbursements.
• Monitor assigned employer groups and clients using reports and reimbursement activity trends.
• Research and reconcile discrepancies between requested reimbursements and carrier payouts.
• Advocate for clients to capture maximum eligible reimbursements under stop loss policy terms.
• Review claim documentation for accuracy and alignment with policy provisions.

Skills

Healthcare claims

Excel

Analytical

Communication

Independent work

Multitasking

Tools

Excel

Job description

We’re building a world of health around every individual — shaping a more connected, convenient and compassionate health experience. At CVS Health®, you’ll be surrounded by passionate colleagues who care deeply, innovate with purpose, hold ourselves accountable and prioritize safety and quality in everything we do. Join us and be part of something bigger – helping to simplify health care one person, one family and one community at a time.

Position Summary

The Stop Loss Claims Analyst supports stop loss claim filing activity for a portfolio of self-funded employer groups and clients. This role involves preparing, tracking, reconciling, and helping generate and marshal stop loss filings to completion while serving as a key liaison across internal business partners, external stakeholders, and stop loss carriers. The position offers exposure to many areas of healthcare claims administration, including stop loss and reinsurance policy, data analytics, underwriting, eligibility, finance, client management, and provider and broker relations. It is well suited for someone who is detail-oriented, analytical, highly organized, and motivated to build expertise in a specialized area of the healthcare industry. Training is available for the right candidate who is ready to learn, grow, and develop in the role.

Key Responsibilities

• Prepare, update, and submit stop loss filing packages, including initial, subsequent, and year‑end filings as needed
• Track claim activity and follow up through to completion with stop loss carriers and other stakeholders to help ensure reimbursements are received accurately and timely
• Monitor assigned employer groups and clients using reports, analysis, and reimbursement activity trends
• Assist in researching and reconciling discrepancies between requested reimbursement amounts and amounts returned by stop loss carriers
• Serve as an advocate for clients by helping capture the maximum eligible reimbursements available under applicable stop loss policies
• Review claim documentation for completeness, accuracy, and alignment with policy provisions and filing requirements
• Monitor assigned employer groups and clients using reports, analysis, and reimbursement activity trends
• Research and resolve cases that require additional analysis, documentation, or explanation
• Communicate with internal and external stakeholders to obtain information, resolve issues, and support timely filing resolution
• Partner with cross‑functional teams, including areas such as underwriting, finance, eligibility, and client support, to facilitate filing resolution
• Maintain accurate records, logs, and supporting documentation related to assigned stop loss filings and reimbursements
• Escalate complex issues or delays appropriately and support process improvement efforts when trends or gaps are identified

Required Qualifications

• Minimum of 2 years of experience in healthcare claims processing or a related health insurance environment
• Minimum of 2 years of experience using Microsoft Office applications, particularly Excel
• Strong analytical, problem‑solving, and organizational skills
• Strong verbal and written communication skills
• Ability to work independently and collaboratively across a matrixed team in a fast‑paced environment
• Strong attention to detail and ability to manage multiple priorities and deadlines

Preferred Qualifications

• Stop loss or reinsurance experience
• Experience preparing or supporting stop loss claim filings
• Experience reviewing plan documents, policy provisions, or reimbursement‑related documentation
• Exposure to IBM AIX or AS/400 mainframe environments

Anticipated Weekly Hours

40

Time Type

Full time

Pay Range

$18.50 - $35.29

This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors.

Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong.

Great Benefits For Great People

We take pride in offering a comprehensive and competitive mix of pay and benefits that reflects our commitment to our colleagues and their families.

This full‑time position is eligible for a comprehensive benefits package designed to support the physical, emotional, and financial well‑being of colleagues and their families. The benefits for this position include medical, dental, and vision coverage, paid time off, retirement savings options, wellness programs, and other resources, based on eligibility.

Additional details about available benefits are provided during the application process and on Benefits Moments.

This job does not have an application deadline, as CVS Health accepts applications on an ongoing basis.

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.