Standby Letter of Credit Advisor - Operations

Us Bank; Charlotte (NC); On-site; USD 86,000 - 102,000; Full time

Job summary

U.S. Bank invites experienced trade finance professionals to join our GTSS team as a Standby Letter of Credit Advisor in Charlotte, NC.

You will collaborate with Relationship Managers, Credit, Legal, and Commercial Banking to structure SBLC solutions and guide clients through complex transactions. As a trusted advisor, you will analyze risk, interpret legal documentation, and support onboarding of sophisticated clients across industries.

Qualifications

• High school diploma or equivalent.
• Eight or more years of relevant work experience.
• Extensive experience with standby letters of credit and complex transaction structuring.
• Strong knowledge of ISP98, UCP600, and industry trade finance practices.
• Deep understanding of credit agreements, reimbursement agreements, and related legal documentation.

Responsibilities

• Consult on complex standby letter of credit transactions, including issuances, amendments, and unique structuring scenarios.
• Review and interpret credit agreements, reimbursement agreements, and legal documentation.
• Partner with Relationship Managers, Credit, and Legal teams to evaluate risk and develop effective client solutions.
• Provide expert guidance on non-standard, high-profile, and time-sensitive client requests.
• Support new client onboarding and complex relationship implementations.
• Help clients confidently navigate the SBLC process from structuring through execution.
• Balance strong risk management practices with business growth objectives and client needs.

Skills

Standby LC expertise

Complex structuring

Communication skills

Influence stakeholders

Risk assessment

Education

High school diploma or equivalent

Job description

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Inspire, Excel, and Grow with Us

Shape Complex Global Transactions. Advise Trusted Clients. Make an Impact.

Are you a trade finance professional who thrives on solving complex challenges and influencing high-value client transactions?

At U.S. Bank Global Trade & Standby Services (GTSS), you'll have the opportunity to become a trusted advisor on some of the most sophisticated Standby Letter of Credit (SBLC) transactions in the industry. This is more than an operations role. It's a strategic position where your expertise helps clients achieve their business goals while guiding the bank through complex risk and documentation considerations.

As a Standby Letter of Credit Advisor, you'll collaborate with Relationship Managers, Credit, Legal, and Commercial Banking teams to structure solutions, navigate intricate agreements, and drive successful outcomes for clients across a wide range of industries.

Why Top Trade Finance Professionals Choose This Role

Serve as a recognized subject matter expert on complex SBLC transactions

Influence the structure and success of multimillion-dollar client deals

Partner directly with senior Relationship Managers, Credit Officers, and Legal teams

Work with sophisticated commercial and corporate clients nationwide

Apply and deepen your expertise in ISP98, UCP600, trade finance regulations, and legal documentation

Join a collaborative team where your knowledge, judgment, and ideas truly matter

Build a rewarding career with a company committed to growth, innovation, and exceptional client service

What You’ll Do

As a trusted advisor, you will:

• Consult on complex standby letter of credit transactions, including issuances, amendments, and unique structuring scenarios.
• Review and interpret credit agreements, reimbursement agreements, and legal documentation.
• Partner with Relationship Managers, Credit, and Legal teams to evaluate risk and develop effective client solutions.
• Provide expert guidance on non-standard, high-profile, and time-sensitive client requests.
• Support new client onboarding and complex relationship implementations.
• Help clients confidently navigate the SBLC process from structuring through execution.
• Balance strong risk management practices with business growth objectives and client needs.

Who Will Thrive Here

You're a trade finance expert who enjoys serving as the go-to resource for complex situations. You bring strong technical knowledge, sound judgment, and the ability to influence partners across the organization.

You are energized by:

• Solving challenging client problems
• Navigating complex documentation and legal agreements
• Building trusted relationships with internal and external partners
• Advising rather than processing
• Working on high-value, high-visibility transactions

Location & Schedule

• Charlotte, NC | St. Paul, MN | Portland, OR
• Requiring three or more days onsite each week
• Monday through Friday | 8:00 a.m. to 5:00 p.m. local time

Basic Qualifications

• High school diploma or equivalent
• Eight or more years of relevant work experience

Preferred Skills/Experience

• Extensive experience with standby letters of credit and complex transaction structuring
• Strong knowledge of ISP98, UCP600, and industry trade finance practices
• Deep understanding of credit agreements, reimbursement agreements, and related legal documentation
• Exceptional communication skills with the ability to simplify complex concepts for diverse audiences
• Proven success delivering outstanding client service in a fast-paced environment
• Strong risk assessment and problem-solving capabilities
• Demonstrated ability to influence decisions and build consensus across multiple stakeholders

Location Expectations

This role requires working from a U.S. Bank location three (3) or more days per week.

We are committed to accommodating a disability during any portion of the application or hiring process. Please refer to disability accommodations for applicants.

Benefits

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

Pay Range: $86,360.00 - $101,600.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.