Staff Software Engineer, Consumer 360

creditacceptance; United States; Hybrid; USD 155,000 - 227,000; Full time

Benefits offered by this job

Retirement matching

Health coverage

Parental leave

Adoption assistance

Tuition reimbursement

Job summary

Credit Acceptance is seeking a senior technical leader to provide cloud-native service leadership, hands-on Java development, and modernization across AWS-based architectures. You will design secure interfaces for customer context and lead AI agent initiatives while guiding engineering standards and production reliability.

You will mentor engineers, own delivery, and participate in on-call rotation, with a hybrid schedule in the Bellevue area and a strong emphasis on secure, scalable systems.

Qualifications

• Bachelor's degree or equivalent experience in computer science or related field.
• 8+ years of software engineering experience.
• Experience leading technical direction across multiple applications.
• Expert hands-on Java (17 or 21) and Spring Boot with production REST/services.
• Experience with AWS cloud-native services, Kubernetes, and observability practices.

Responsibilities

• Design, build, and operate Java and Spring Boot services on AWS, including REST APIs and event-driven systems.
• Set engineering standards and guide technical direction across applications; review designs and code, assess cross-system impacts, and mentor engineers.
• Lead modernization efforts, including runtime upgrades, migration to managed messaging, and database-to-cloud transitions.
• Apply spec-driven development: define behavior, acceptance criteria, and maintain specs with code; use automated tests.
• Build, evaluate, and operate production AI agents and secure tools/APIs for agent access to customer context.
• Own delivery and production support, document systems and design decisions, and improve reliability and security practices.

Skills

Technical leadership

Mentoring engineers

System design

Design patterns

On-call readiness

Education

Bachelor's degree in computer science, information systems, or related field

Tools

Java

Spring Boot

AWS

Kubernetes

GitOps

CI/CD

Job description

Role overview

Provide senior technical leadership for cloud-native services that give customers, service teams, and AI agents secure, accurate customer context. The role spans architecture, hands-on Java development, production operations, modernization, and the design of AI agents and secure interfaces that allow other systems to use customer information safely.

Responsibilities

• Design, build, and operate Java and Spring Boot services on AWS, including REST APIs and event-driven systems.
• Set engineering standards and guide technical direction across applications; review designs and code, assess cross-system impacts, and mentor engineers.
• Lead incremental modernization, including runtime upgrades, migration to managed messaging, and transitions of workloads and databases to cloud infrastructure.
• Apply spec-driven development: define behavior and acceptance criteria, keep specifications with code, and use automated unit, integration, and contract tests.
• Build, evaluate, and operate production AI agents and secure tools or APIs for agent access to customer context.
• Own delivery and production support, document systems and design decisions, and improve reliability, security, and engineering practices.

Requirements

• Bachelor’s degree in computer science, information systems, or a related field, or equivalent experience; at least eight years of software engineering experience.
• Experience leading technical direction across multiple applications and mentoring engineers.
• Expert hands‑on Java (17 or 21) and Spring Boot skills, including production REST and event‑driven services, object‑oriented design, and design patterns.
• Experience with AWS cloud‑native services, Kubernetes, GitOps, identity and secrets management, observability, and reliability practices such as service‑level objectives.
• Practical experience with AI‑assisted delivery, written specifications, automated testing, CI/CD, and small, frequent releases.
• Production experience designing and operating at least one LLM‑powered agent, including secure tool use and evaluation; willingness to join an on‑call rotation.

Benefits and work setup

• Hybrid schedule with two work‑from‑home days and three office days each week. Candidates must live in or be willing to relocate to the greater Bellevue, Washington area.
• Benefits include retirement matching, health coverage, parental leave, adoption assistance, and tuition reimbursement.

Salary range: $154,837-227,095 USD, with eligibility for an annual cash and equity bonus of 10-20% based on individual performance.