Staff Full-Stack Engineer - Credit & Financial Systems

Stuut; San Francisco (CA); On-site; USD 180,000 - 280,000; Full time

Benefits offered by this job

Medical, dental & vision insurance

401(k) & Match

Equity

Flexible PTO

Parental Leave

Job summary

Stuut in San Francisco is hiring a Member of Technical Staff – Full Stack, Credit to help build the next generation of credit products, including trade credit, receivables financing, payment plans, and related financial workflows. You’ll work closely with product, data, and operations to turn messy operational and financial data into trustworthy credit state and deterministic decisions.

You’ll own core systems with correctness and auditability as we scale the platform.

Qualifications

• Experience building credit, lending, payments, or financial systems where correctness matters.
• Experience with deterministic policy engines or decision systems.
• Knowledge of reconciliation, idempotency, audit trails, data provenance and failure recovery.
• Ability to reason through incomplete, delayed, duplicated, or contradictory financial data.
• Strong systems design and product engineering judgment; trace financial results to production.
• Proficiency in Python with experience in Postgres, Snowflake and AWS; DBOS is a plus.

Responsibilities

• Build and own core systems powering Stuut’s credit and financing products.
• Develop reliable exposure, balance, eligibility, and limit calculations across complex financial data.
• Design deterministic policy and decision systems that make credit outcomes explainable and auditable.
• Model financial state across invoices, payments, credits, disputes, orders, and related events.
• Build systems to safely handle delayed, duplicated, missing, or conflicting upstream data.
• Create controls for reconciliation, idempotency, stale state, overrides, corrections, and failure recovery.
• Integrate external credit data and internal behavioral signals into decision workflows.
• Partner with product, data, and operations to translate customer workflows into scalable product behavior.
• Build reusable credit-domain primitives without ERP-specific logic.

Skills

Credit systems

Deterministic policy engines

Data reconciliation

Python

Postgres

Snowflake

AWS

System design

DBOS

Tools

DBOS

Job description

Stuut in San Francisco is hiring a Member of Technical Staff – Full Stack, Credit to help build the next generation of credit products, including trade credit, receivables financing, payment plans, and related financial workflows. You’ll work closely with product, data, and operations to turn messy operational and financial data into trustworthy credit state and deterministic decisions.

You’ll own core systems with correctness and auditability as we scale the platform.