Staff Full-Stack Engineer: Credit & Finance Systems

stuut-ai; New York (NY); On-site; USD 180,000 - 240,000; Full time

Benefits offered by this job

Top-of-market salary

Equity

Healthcare (medical, dental & vision)

401(k) & Match

Flexible PTO

Parental Leave

Job summary

Stuut is hiring a Member of Technical Staff – Full Stack, Credit to help build Stuut’s next generation of credit products, including trade credit, receivables financing, payment plans, and related financial workflows.

You’ll work closely with product, data, and operations to turn messy operational and financial data into trustworthy credit state and deterministic decisions. You’ll build systems where correctness matters and credit decisions are explainable and auditable as we expand the platform.

Qualifications

• Experience building credit, lending, payments, or other financial systems where correctness and controls matter.
• Built deterministic policy engines, decision systems, ledgers, balance calculations, or exposure systems.
• Understand reconciliation, idempotency, audit trails, data provenance, and failure recovery.
• Able to reason through incomplete, delayed, duplicated, or contradictory financial data.

Responsibilities

• Build and own core systems powering Stuut’s credit and financing products.
• Develop reliable exposure, balance, eligibility, and limit calculations across complex financial data.
• Design deterministic policy and decision systems that make credit outcomes explainable and auditable.
• Model financial state across invoices, payments, credits, disputes, orders, and related events.
• Build systems that safely handle delayed, duplicated, missing, or conflicting upstream data.
• Create controls for reconciliation, idempotency, stale state, overrides, corrections, and failure recovery.
• Integrate external credit data and internal behavioral signals into decision workflows.
• Partner closely with product, data, and operations to translate real customer workflows into scalable product behavior.
• Build reusable credit-domain primitives without introducing customer- or ERP-specific logic into the core system.

Skills

Python

Postgres

Snowflake

AWS

DBOS

Tools

DBOS

Job description

Stuut is hiring a Member of Technical Staff – Full Stack, Credit to help build Stuut’s next generation of credit products, including trade credit, receivables financing, payment plans, and related financial workflows.

You’ll work closely with product, data, and operations to turn messy operational and financial data into trustworthy credit state and deterministic decisions. You’ll build systems where correctness matters and credit decisions are explainable and auditable as we expand the platform.