Staff Data Scientist, Lending ML & Credit Underwriting

Mercury; United States; Remote; USD 167,000 - 299,000; Full time

Benefits offered by this job

Equity (stock options/RSUs)

Benefits

Job summary

Mercury is building the future of financial infrastructure for startups and growing businesses. We are extending credit to those businesses with proprietary data, turning that into lending decisions.

As a Senior/Staff Data Scientist, you will own the inference layer, deploy models to production with monitoring, and collaborate with Credit and Product to guide underwriting and product terms. You will work with time series, forecasting, anomaly detection, NLP, and deep learning, ensuring models

Qualifications

• 7+ years building ML models

Responsibilities

• Build and own the models behind our lending program - transaction classification, recurring inflow/outflow detection, annual revenue estimation, forecasting with seasonality, anomaly detection, and more

Skills

ML modeling

Python

SQL

Time series

Forecasting

NLP

Deep learning

Transformers

LLMs

Education

Quantitative degree

Job description

Mercury is building the future of financial infrastructure for startups and growing businesses. We are extending credit to those businesses with proprietary data, turning that into lending decisions.

As a Senior/Staff Data Scientist, you will own the inference layer, deploy models to production with monitoring, and collaborate with Credit and Product to guide underwriting and product terms. You will work with time series, forecasting, anomaly detection, NLP, and deep learning, ensuring models