Senior Data Scientist - Credit ML & Lending (Remote)

The Briefed; United States; Remote; USD 167,000 - 299,000; Full time

Benefits offered by this job

Equity options

Remote-first

Professional growth budget

Health coverage

Job summary

The Briefed is seeking a Senior / Staff Data Scientist to design, build, and deploy the core inference layer behind Mercury's small business lending platform. You will own the full ML lifecycle—from revenue estimation, time-series forecasting, and anomaly detection to shipping production-grade Python models with full observability, monitoring, and automated test coverage.

Collaborate with Credit, Product, and Engineering to shape underwriting policies, pricing structures, and repayment

Qualifications

• 7+ years of professional experience building, training, evaluating, and deploying production ML models.

Responsibilities

• Architect, train, and own production ML models backing Mercury's lending operations.
• Transform financial data streams into indicators of business creditworthiness.
• Deploy ML models into production with automated testing and observability.
• Define data ingestion policies and evaluate model uncertainty for underwriting.
• Shape lending product parameters with Product Managers.
• Set modeling guidelines and documentation standards across the team.

Skills

Production Python

Time series analysis

Forecasting

NLP

Deep learning (Transformers/LLMs)

SQL

Snowflake/BigQuery

Stakeholder communication

Quantitative foundations

MLOps/Production deployment

Education

Quantitative degree

Tools

MLflow

Docker

Job description

The Briefed is seeking a Senior / Staff Data Scientist to design, build, and deploy the core inference layer behind Mercury's small business lending platform. You will own the full ML lifecycle—from revenue estimation, time-series forecasting, and anomaly detection to shipping production-grade Python models with full observability, monitoring, and automated test coverage.

Collaborate with Credit, Product, and Engineering to shape underwriting policies, pricing structures, and repayment