Staff Accountant

Imprint; Northern, New York (KY, NY); Hybrid; USD 90,000 - 125,000; Full time

Benefits offered by this job

Compensation & equity

Configured work computers

Flexible PTO

Healthcare coverage

One Medical access + FSA

Parental leave: 20/8 weeks

Industry tech resources

Job summary

Imprint is seeking a Senior or Staff Accountant to join the finance team, playing a key role in monthly and quarterly close, financial reporting, and accounting operations. Ideal candidates bring hands-on experience in financial services or fintech, with a strong grasp of loan accounting standards and a detail-oriented approach.

The role involves collaborating with Data, Risk, and Engineering, supporting audits, and implementing process improvements to strengthen internal controls.

Qualifications

• Bachelor's degree in Accounting, Finance, or a related field.
• 3–5 years of progressive accounting experience, preferably including public accounting.
• CPA certification or actively pursuing CPA licensure (must be on track).
• Demonstrated experience managing multiple close cycles (monthly, quarterly, annual) in a fast‑paced environment.
• Proficiency with NetSuite ERP, including reporting, saved searches, and general ledger operations.
• Direct experience in financial services, fintech, or banking environments.
• Working knowledge of CECL (ASC 326) methodology, including reserve estimation and documentation.
• Hands‑on experience with loan accounting, including deferred fees and cost recognition under ASC 310-20.
• Familiarity with accounting for transfers of financial assets under ASC 860.
• Strong analytical skills, attention to detail, and ability to communicate complex accounting issues clearly.

Responsibilities

• Execute monthly, quarterly, and annual close cycles end to end.
• Prepare, review, and post journal entries; perform account reconciliations and flux analyses.
• Own NetSuite reporting, including building custom reports, saved searches, and dashboards for leadership.
• Apply loan accounting standards including deferred fees and cost recognition (ASC 310-20) and transfers of financial assets (ASC 860).
• Support CECL reserve calculations, model inputs, and related disclosures under ASC 326.
• Collaborate cross‑functionally with Data, Risk, and Engineering teams to ensure accounting systems reflect activity.
• Assist with external audit requests, internal controls documentation, and regulatory reporting as needed.
• Identify and implement process improvements to increase efficiency and strengthen internal controls.

Skills

Close cycle management

Financial reporting

Journal entries

Audit coordination

Communicating accounting issues

Education

Bachelor's degree in Accounting/Finance

CPA certification or on track

Tools

NetSuite ERP

Job description

Who We Are

Imprint helps the world's best brands grow the lifetime value of their customers. We started with co-branded credit cards and rebuilt them to be smarter, more rewarding, and brand-first. We partner with companies like Crate & Barrel, Rakuten, Booking.com, H-E-B, Fetch, and Shell to launch modern credit programs that deepen loyalty, unlock savings, and drive growth. But the card is just the beginning. We combine advanced payments infrastructure, intelligent underwriting, and deep customer data to create delightful and personalized experiences for members as well as efficient and profitable relationships for our brand partners. Our robust technology and world-class operations allow us and our brand partners to offer powerful financial products without becoming a bank.

In the U.S., co-branded cards alone account for over $300 billion in annual spend, and most still run on decades-old legacy bank systems. Imprint is the modern alternative: flexible, embeddable, and built for how people actually pay today. Backed by Kleiner Perkins, Thrive Capital, Ribbit, and Khosla Ventures, we're building a world-class team to redefine how people pay and how brands grow. If you want to move fast, solve hard problems, and own real outcomes, we want to meet you.

About the Role

We are seeking a Senior or Staff Accountant to join our finance team. This individual will play a key role in our monthly and quarterly close processes, financial reporting, and accounting operations. The ideal candidate brings hands‑on experience in financial services or fintech environments, a strong command of loan accounting standards, and a detail‑oriented approach to complex accounting matters.

Key Responsibilities

• Execute multiple monthly, quarterly, and annual close cycles end to end, ensuring accuracy and timeliness of financial reporting.

• Prepare, review, and post journal entries; perform account reconciliations and flux analyses across all major balance sheet and income statement accounts.

• Own and maintain NetSuite reporting, including building custom reports, saved searches, and dashboards to support finance and leadership stakeholders.

• Apply loan accounting standards including deferred fees and cost recognition (ASC 310-20) and transfers of financial assets (ASC 860).

• Support CECL (Current Expected Credit Loss) reserve calculations, model inputs, and related disclosures under ASC 326.

• Collaborate cross‑functionally with Data, Risk, and Engineering teams to ensure accounting systems accurately reflect business activity.

• Assist with external audit requests, internal controls documentation, and regulatory reporting as needed.

• Identify and implement process improvements to increase efficiency and strengthen internal controls.

Required Qualifications

• Bachelor's degree in Accounting, Finance, or a related field.

• 3–5 years of progressive accounting experience, preferably including public accounting.

• CPA certification or actively pursuing CPA licensure (must be on track).

• Demonstrated experience managing multiple close cycles (monthly, quarterly, annual) in a fast‑paced environment.

• Proficiency with NetSuite ERP, including reporting, saved searches, and general ledger operations.

• Direct experience in financial services, fintech, or banking environments.

• Working knowledge of CECL (ASC 326) methodology, including reserve estimation and documentation.

• Hands‑on experience with loan accounting, including deferred fees and cost recognition under ASC 310-20.

• Familiarity with accounting for transfers of financial assets under ASC 860.

• Strong analytical skills, attention to detail, and ability to communicate complex accounting issues clearly.

Nice to Have

• Experience with Rippling for HR, payroll, and benefits accounting and reconciliation.

• Experience with Zip for procurement and spend management workflows.

• Big 4 or national firm audit experience with financial services clients.

• Familiarity with revenue recognition under ASC 606.

Perks & Benefits

• Competitive compensation and equity packages

• Leading configured work computers of your choice

• Flexible paid time off

• Fully covered, high‑quality healthcare, including fully covered dependent coverage

• Additional health coverage includes access to One Medical and the option to enroll in an FSA

• 20 weeks of paid parental leave for the primary caregiver and 8 weeks for all new parents

• Access to industry‑leading technology across all of our business units, stemming from our philosophy that we should invest in resources for our team that foster innovation, optimization, and productivity

Imprint is committed to a diverse and inclusive workplace. Imprint is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. Imprint welcomes talented individuals from all backgrounds who want to build the future of payments and rewards. If you are passionate about FinTech and eager to grow, let’s move the world forward, together.