Sr Underwriter

Symetra Financial Corporation; Bellevue (WA); Hybrid; USD 88,000 - 147,000; Full time

Benefits offered by this job

Flexible work arrangements

401(k) plan

Paid time away

Job summary

Symetra is seeking a Sr Underwriter to classify mortality risks in a sound, objective and consistent manner, applying company guidelines and knowledge of life insurance. You will support profitability and marketplace needs with sound underwriting judgments, handling a full caseload with authority up to $1,000,000 or more per leadership discretion.

Strong analytical and problem-solving skills, attention to detail, and clear communication are essential.

Qualifications

• Strong analytical and problem-solving abilities.
• Demonstrated underwriting judgment with decisiveness.
• High attention to detail and strong organizational skills.

Responsibilities

• Classify mortality risks in a sound, objective and consistent manner per guidelines.
• Apply financial underwriting knowledge to support profitability and marketplace needs.
• Handle underwriting caseload with authority up to at least $1,000,000 or per management discretion.

Skills

Analytical skills

Problem solving

Attention to detail

Multi-tasking

Communication

Underwriting knowledge

Education

High School diploma or equivalent

Job description

You may have seen in the media that job posting scams are on the rise. Symetra is committed to creating a positive candidate experience without putting you at risk. As such, applications for our open job postings are only collected through our secure career site and we are transparent about our. We also do not send funds to candidates or request funds from candidates, via check or otherwise. If you experience something different than what we outline in our process or would like to report suspicious activity, please contact us.- Relevant skills and experience will be listed so you know why those jobs are a match## Job DescriptionSymetra has an exciting opportunity to join our team as a **Sr Underwriter**!**About the role**Classify mortality risks in a sound, objective and consistent manner by applying company guidelines and philosophies with consideration for company profitability and marketplace needs. Sound financial underwriting and product knowledge is required along with an understanding of Symetra and life insurance industry practices. Handling and approval authority expectations are for at least $1,000,000 or based upon management discretion.**What you'll do in this role*** Classify mortality risks in a sound, objective and consistent manner by applying company guidelines and philosophies with consideration for company profitability and marketplace needs.* Sound financial underwriting and product knowledge is required along with an understanding of Symetra and life insurance industry practices.* Handling and approval authority expectations are for at least $1,000,000 or based upon management discretion.**Who You Are*** Strong analytical and problem-solving skills* Demonstrated ability to exercise good underwriting judgment with decisiveness while handling full underwriting caseload.* Strong attention to detail* Excellent organizational skills and ability to multi-task effectively* Ability to communicate in clear and concise manner**.*** Thorough knowledge of underwriting principals, practices, departmental procedures, insurance medicine, financial underwriting, field operations, product offerings and life insurance contract law.* High School diploma or equivalent experience required**Why Work at Symetra**Here's what some of our employees have to say about why they work at Symetra:*Just do it! Even if you feel like you may not be 100% qualified, apply. Sometimes we see potential in others that they cannot see in themselves. You may be overqualified, or you may be the "something special" we are looking for to bring a unique, fresh approach to our company." - Ruby S., Associate EDX Analyst**If you want to work for a company that is always considering its employees while working towards sustainable growth this is that company. Within Symetra, there is always innovation, empowerment, and growth opportunities, all while providing us with a great work/life balance and incredible benefits for a very reasonable cost!" - Cindy J. G., Sr. Product Owner**"Symetra is truly a great place to work. The positive work climate, strong sense of team, and the resources available make it feel like one cohesive family. What stands out most to me is the company's deep commitment to diversity, equity, and inclusion - it's not just a statement, it's an active and ongoing priority that's felt throughout the organization." -Charlotte G., Sr. Underwriter - Consultant Stop Loss***What we offer you****Benefits and Perks**We don't take a "one-size-fits-all" approach when it comes to our employees. Our programs are designed to make your life better both at work and at home.* Flexible full-time or hybrid telecommuting arrangements* Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%* Paid time away including vacation and sick time, flex days and ten paid holidays* Give back to your community and double your impact through our company matching**Compensation**Salary Range: $87,900 - $146,500 plus eligibility for annual bonus program**Please review Symetra's Remote Network Minimum Requirements:**As a remote-first organization committed to providing a positive experience for both employees and customers, Symetra has the following standards for employees' internet connection:* **Minimum Internet Speed:** 100 Mbps download and 20 Mbps upload, in alignment with the FCC's definition of "broadband."* **Internet Type:** Fiber, Cable (e.g., Comcast, Spectrum), or DSL.* **Not Permissible:** Satellite (e.g., Starlink), cellular broadband (hotspot or otherwise), any other wireless technology, or wired dial-up.When applying to jobs at Symetra you'll be asked to and confirm that your internet connection meets or exceeds Symetra's standard as outlined above.**Identity Verification**Symetra is committed to fair and secure hiring practices. For all roles, candidates will be required (after the initial phone screen) to be on video for all interviews. Symetra will take affirmative steps at key points in the process to verify that a candidate is not seeking employment fraudulently, e.g. through use of a false identity.Failure to comply with verification procedures may result in:* Disqualification from the recruitment process* Withdrawal of a job offer* Termination of employment and other criminal and/or civil remedies, if fraud is discovered**We empower inclusion**At Symetra, we aspire to be the most inclusive insurance company in the country. We're building a place where every employee feels valued, respected, and has opportunities to contribute.Inclusion is about recognizing our assumptions, considering multiple perspective, and removing barriers. We accept and celebrate diverse experiences, identities, and perspectives, because lifting each other up fuels thought and builds a stronger, more innovative company. We invite you to learn more about our efforts .**Creating a world where more people have access to financial freedom**Symetra is a national financial services company dedicated to helping people achieve their financial goals and feel confident about the future. In our daily work, we're guided by the principles of Value, Transparency and Sustainability. This means we provide products and services people need at a competitive price, we communicate clearly and openly so people understand what they're buying, and we design products - and operate our company - to stand the test of time. We're committed to showing up for our communities, lifting up our employees, and standing up for diversity, equity and inclusion (DEI). Join our team and help us create a world where more people have access to financial freedom.For more information about our careers visit**Work Authorization**Employer work visa sponsorship and support are not provided for this role. Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company.#LI-NW1#LI-Remote### Popular Skills of Previous Hires* Decision Making* Financial Analysis### Job titles of previous hiresUnderwriterSenior UnderwriterSr UnderwriterSr. Life and Disability UnderwriterGroup LeadHead of Workforce Benefits Disability Claims - RemoteUSABEN BenefitsRemoteSr. Digital Product Manager (Workforce Benefits) - RemoteUSASERV TOSRemote## Perks and Benefits### Paid Time Away### Benefits### 401k### Remote WorkAlmost all our jobs have the option to work from home### Company MatchingGive back to your community and double your impact