Sr. SW Engineer

VISA; Foster City (CA); Hybrid; USD 123,000 - 191,000; Full time

Benefits offered by this job

Medical

Dental

Vision

401(k)

FSA/HSA

Life Insurance

Paid Time Off

Wellness Program

Job summary

Visa is seeking a Senior Software Engineer to design, build, and support secure, scalable transaction-processing solutions within the Acceptance Solutions platform. This hands-on role emphasizes coding (70-85%) and collaboration with cross-functional teams using Generative AI and cloud-native practices.

Required are 2+ years with a Bachelor's or 5+ years with experience, plus proficiency in modern languages and API-focused development.

Qualifications

• 2+ years of relevant work experience with a Bachelor's degree, or 5+ years with no degree.
• Proficiency in at least one modern programming language (Java, Python, JavaScript/TypeScript, Go, or Kotlin).
• Ability to use AI-assisted development tools effectively (e.g., GitHub Copilot, ChatGPT).
• Experience designing, building, and testing APIs, web services, or microservices.

Responsibilities

• Design, build, and support secure, scalable solutions for Visa's Acceptance Solutions platform.
• Lead with a hands-on coding approach (70-85% coding) to deliver reliable technology solutions.
• Collaborate with cross-functional teams and leverage Generative AI and cloud-native practices.

Skills

Java

Python

JavaScript/TypeScript

Go

Kotlin

AI-assisted development tools

APIs / Web services / microservices

REST APIs / OpenAPI / Swagger / JSON

Cloud platforms (AWS / Azure / GCP)

Docker / Kubernetes / Terraform

CI/CD pipelines

Git / version control

Security / OAuth 2.0 / JWT

Observability tools (Splunk / Datadog)

Automated testing / contract testing

Regulated industries experience

Education

Bachelor's degree

Advanced degree (Masters / MBA / JD / MD)

Tools

Git

CI/CD tooling

OpenAPI/Swagger

Kafka / RabbitMQ

OpenID Connect / OAuth 2.0

Job description

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you.

Job Description

Job Summary:

The Senior Software Engineer designs, builds, and supports secure, scalable solutions for Visa's Acceptance Solutions platform, focusing on transaction processing platforms. This hands-on role (70-85% coding) works with cross-functional teams to deliver reliable technology solutions while leveraging Generative AI and modern cloud-native practices.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications:

• 2+ years of relevant work experience and a Bachelors degree, OR 5+ years of relevant work experience.
• Proficiency in at least one modern programming language (Java, Python, JavaScript, TypeScript, Go, or Kotlin).
• Ability to use AI-assisted development tools (GitHub Copilot, ChatGPT, agentic AI) effectively.
• Experience designing, building, and testing APIs, web services, or microservices.

Preferred Qualifications:

• 3 or more years of work experience with a Bachelor's Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD).
• MInimum 2 years of experience in software engineering or technology delivery.
• Experience developing backend, web-based, or integration-focused applications.
• Experience with REST APIs, OpenAPI/Swagger, JSON, and API-first development.
• Experience with system design, debugging, code reviews, and production support.
• Experience with Git, CI/CD pipelines, and modern developer tools.
• Experience with data engineering, ETL pipelines, and data lake architectures
• Expertise in reporting systems and business intelligence platforms
• Experience with transaction lifecycle and clearing/settlement workflows
• Experience building enterprise-scale APIs, microservices, or integration platforms.
• Experience with cloud platforms (AWS, Azure, GCP), Docker, Kubernetes, and Terraform.
• Experience with event-driven architecture using Kafka, RabbitMQ, or similar message queues.
• Experience with authentication/security (OAuth 2.0, OpenID Connect, JWT, mTLS, encryption).
• Experience with observability tools (Splunk, Datadog, Grafana, Prometheus, OpenTelemetry).
• Experience with automated testing, contract testing, performance testing, or service virtualization.
• Experience in regulated industries (fintech, payments, banking, financial services).
• Experience implementing Generative AI, agentic AI workflows, or intelligent automation.
• Experience mentoring junior engineers and collaborating with cross-functional teams.
• Knowledge of analytics and data visualization tools
• Experience with SQL, data modeling, and dimensional design
• Understanding of settlement, funding, and reconciliation processes
• Experience with real-time streaming analytics
• Knowledge of data governance, quality, and lineage
• Experience with dashboard development and data visualization
• Understanding of financial reporting requirements and compliance

Information for US Applicants

For roles located in the US, the estimated salary range for this position is $123,000.00 to $ 190,900.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.

Visa has a comprehensive benefits package for which this position may be eligible that includes

• Medical
• Dental
• Vision
• 401(k)
• FSA/HSA
• Life Insurance
• Paid Time Off
• Wellness Program

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.