Sr Software Engineer (API & MCP Governance and Enablement)

U.S. Bank; Atlanta (GA); Hybrid; USD 120,000 - 160,000; Full time

Benefits offered by this job

Life insurance

Disability insurance

Paid vacation

Paid holidays

Adoption assistance

Sick leave & leave accruals

Job summary

U.S. Bank is seeking a Sr Software Engineer to own API governance and MCP enablement across enterprise systems. You will design, implement, and maintain API standards, lifecycle controls, and developer enablement programs.

The role emphasizes security, compliance, and collaboration with cross-functional teams to improve customer-facing software reliability. Qualifications include 5+ years in API disciplines, REST/OpenAPI expertise, and experience with API platforms and portals.

Qualifications

• Bachelor’s degree or equivalent work experience.
• 5+ years of relevant experience in API governance and engineering.
• Strong knowledge of REST, OpenAPI, API lifecycle management and security.
• Experience implementing governance, design guidelines, and lifecycle controls.

Responsibilities

• Design, develop, test, and maintain API governance and MCP enablement solutions.
• Drive adoption of technical standards via developer coaching and enablement programs.
• Define API standards, design guidelines, and governance frameworks across enterprise.
• Collaborate across teams to ensure security, privacy, and compliance in APIs.
• Translate complex risk requirements into actionable engineering guidance.
• Review and prioritize tasks for incremental delivery; identify blockers early.

Skills

API governance

API architecture

API product management

Developer enablement

Solution architecture

Technology risk

REST APIs

OpenAPI specifications

API lifecycle management

API versioning

Authentication & authorization

Security & compliance

GenAI enablement

AI risk controls

Model Context Protocol (MCP)

Executive communication

Education

Bachelor’s degree

Tools

API Management Platforms (Apigee, Azure API Management, AWS API Gateway, Solo.io)

Developer portals

AI agents

Job description

Sr Software Engineer (API & MCP Governance and Enablement)

Sep 18, 2026

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

This position will be responsible for the analysis, design, testing, development and maintenance of best in class software experiences. The candidate is a self-motivated individual who can collaborate with a team and across the organization. The candidate takes responsibility of the software artifacts produced adhering to U.S. Bank standards in order to ensure minimal impact to the customer experience. The candidate will be adept with the agile software development lifecycle and DevOps principles.

• Responsible for designing, developing, testing, operating and maintaining products
• Takes full stack ownership by consistently writing production-ready and testable code
• Consistently creates optimal design adhering to architectural best practices; considers scalability, reliability and performance of systems/contexts affected when defining technical designs
• Performs analysis on failures, propose design changes, and encourage operational improvements
• Makes sound design/coding decisions keeping customer experience in the forefront
• Takes feedback from code review and apply changes to meet standards
• Conducts code reviews to provide guidance on engineering best practices and compliance with development procedures
• Accountable for ensuring all aspects of product development follow compliance and security best practices
• Exhibits relentless focus in software reliability engineering standards embedded into development standards
• Embraces emerging technology opportunities and contributes to the best practices in support of the bank’s technology transformation
• Contributes to a culture of innovation, collaboration and continuous improvement
• Reviews tasks critically and ensures they are appropriately prioritized and sized for incremental delivery; anticipates and communicates blockers and delays before they require escalation

Basic Qualifications

• Bachelor’s degree, or equivalent work experience
• Five to six years of relevant experience

Preferred Skills/Experience

5+ years of experience in API Governance, API Architecture, API Product Management, Developer Enablement, Solution Architecture, Technology Risk, or related disciplines.

Strong knowledge of REST APIs, OpenAPI Specifications, API Lifecycle Management, API Versioning, Authentication, Authorization, and Error Handling Standards.

Experience defining and implementing API standards, design guidelines, governance frameworks, and lifecycle controls across enterprise environments.

Proven ability to drive adoption of technical standards through developer coaching, consultation, workshops, and enablement programs.

Understanding of GenAI Enablement, Responsible AI Practices, AI Risk Controls, AI Gateways, and Model Context Protocol (MCP) concepts.

Ability to translate complex security, privacy, compliance, architecture, and risk requirements into clear, actionable engineering guidance.

Strong written and verbal communication skills with experience creating technical documentation, standards, training materials, decision records, and executive summaries.

Preferred experience with API Management Platforms (Apigee, Azure API Management, AWS API Gateway, Solo.io or similar), API Developer Portals , AI Agents , and work within regulated financial services environments.

Location expectations
This role requires working from a U.S. Bank location three (3) or more days per week.

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

Basic term and optional term life insurance

Short-term and long-term disability

Pregnancy disability and parental leave

401(k) and employer-funded retirement plan

Paid vacation (from two to five weeks depending on salary grade and tenure)

Up to 11 paid holiday opportunities

Adoption assistance

Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here .

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program .

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

U.S. Bank is a leading commercial bank providing innovative financial solutions and personalized services across diverse sectors, recognized for its ethical practices and commitment to inclusivity.

Banking Credit Intermediation Financial Services

Company size 10,001+ employees

Company type Public company

Total funding $991M Post IPO Debt

Momentum

Team growth

Momentum

6% in 12 mo

82,764 employees on LinkedIn

Feb 23 May 26

Employee experience

What it’s like inside

3.2

12,779 reviews

48% would recommend

Culture & values

Culture & values

3.1

Work-life balance

Work-life balance

3.4

Career opportunities

Career opportunities

3.0

Compensation & benefits

Compensation & benefits

3.3

Funding history

Post IPO Debt - U.S. Department of the Treasury $55M

Sep 2023

Post IPO Debt - Mitsubishi UFJ Financial Group $936M

Aug 2023

Footprint

Where they work

Headquarters Minneapolis, MN

800 Nicollet Mall, Minneapolis, MN 55402, US 425 Walnut St, Cincinnati, OH 45202, US