Sr. Risk Analyst, Merchant Acquiring

KeyCorp; Ohio; Remote; USD 85,000 - 88,000; Full time

Job summary

A leading financial institution is seeking a Senior Risk Analyst for their Merchant Acquiring team. This role involves conducting risk reviews, monitoring transactions, and collaborating with internal stakeholders. Candidates should have a Bachelor's Degree and at least 3 years of experience in risk management, particularly in merchant acquiring. The position offers a competitive salary and a flexible work environment.

Benefits

Flexible work environment

Short-term and deferred bonuses based on performance

Qualifications

• Minimum 3 years of risk management experience, preferably in merchant acquiring.
• Strong communication skills, including creating presentations in PowerPoint.
• Ability to analyze merchant account details and recommend approval or decline.

Responsibilities

• Conduct daily merchant risk reviews and investigations.
• Monitor daily suspended transactions.
• Prepare and maintain presentations and reports for governance.

Skills

Risk management

Communication

Data analysis

Team collaboration

Education

Bachelor's Degree

Tools

Excel

Tableau

SQL

Job description

Sr. Risk Analyst, Merchant Acquiring page is loaded

Sr. Risk Analyst, Merchant Acquiring

Apply locations Remote, United States | Full time | Posted Yesterday | End Date: June 20, 2025 | Job Requisition ID: R-31609

Location: For Those Who Work At Home - Various, Ohio 44144

About the Job

The first line Risk team within Commercial Bank is responsible for governance and tactical execution of risk management, optimizing risk and return, and enabling sound growth with speed for the business.

The Senior Risk Analyst - Merchant Acquiring supports daily onboarding, risk monitoring, and periodic reviews of merchants on the KMS platform, working alongside credit and risk services provided by Key’s vendors.

Essential Job Functions

• Conduct daily merchant risk reviews and investigations
• Review vendor concurrence requests for new applications, funds held, releases, tracking, and follow-up
• Monitor daily suspended transactions
• Communicate with merchants and internal stakeholders regarding investigations and reviews
• Coordinate collection placements with external vendors
• Respond to sales staff inquiries about pending applications and opportunities
• Participate in oversight meetings with risk and compliance partners
• Support internal governance and due diligence for KMS vendors
• Prepare and maintain presentations and reports for governance, risk, and vendor forums

Required Qualifications

• Bachelor's Degree or equivalent experience
• Minimum 3 years of risk management experience, preferably in merchant acquiring
• Understanding of merchant risk, fraud indicators, and mitigation practices
• Ability to analyze merchant account details and recommend approval or decline within credit guidelines
• Experience with merchant acquiring credit and risk management systems
• Knowledge of merchant onboarding processes and external monitoring tools
• Strong communication skills, including creating presentations in PowerPoint
• Proficiency in Excel, Tableau, and SQL for data analysis and visualization
• Excellent verbal and written communication skills
• Team-oriented with a collaborative approach
• Strong work ethic, attention to detail, and ability to multitask under pressure
• Desire for personal and professional development

Preferred Qualifications

• Advanced skills in Tableau and SQL

Compensation and Benefits

The position offers a base salary ranging from $85,000 to $88,000 annually, depending on location and experience. Additional incentives include short-term and deferred bonuses based on performance.

Key provides a flexible, mobile-friendly work environment, allowing roles to be performed primarily from home or in Key facilities.

Application deadline: June 20, 2025.

KeyBank is an Equal Opportunity Employer committed to diversity and inclusion. Qualified individuals with disabilities or veterans may request accommodations by emailing [e-mail].

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