Sr Product Compliance Analyst

HealthEquity, Inc.; Mission, Northern (TX, KY); Hybrid; USD 84,000 - 129,000; Full time

Benefits offered by this job

Medical, dental, and vision

HSA contribution and match

Dependent care FSA match

Uncapped paid time off

Paid parental leave

401(k) match

Education tuition assistance

Gym reimbursement

Wellness program incentives

Job summary

HealthEquity, Inc. is seeking a Senior Product Compliance Analyst to lead advanced compliance activities for health-related administrative solutions such as HSAs, HRAs, FSAs, and related programs.

The role involves risk assessment, investigations, and corrective action development in an AI-enabled environment. The position reports to the Director of Compliance and requires 7+ years in relevant fields, with a focus on employee benefits compliance and regulatory frameworks.

Qualifications

• Bachelor’s degree required; advanced degree preferred.
• 7+ years in risk management, governance, compliance, audit, finance, or project management.
• Experience in healthcare or financial services compliance.
• Certifications such as CRCM, CCEP, HSAS, or CFC are a plus.
• Experience coordinating cross-functional projects.
• Expertise in employee benefits compliance and related regulatory frameworks.
• Ability to leverage AI-enabled tools while maintaining human accountability.
• Strong written and verbal communication with ability to influence stakeholders.

Responsibilities

• Lead design, implementation, and enhancement of the Product Compliance program and its processes.
• Apply regulatory judgment to complex inquiries and escalations.
• Lead appeals, interpret guidance, and prepare filings to resolve inquiries.
• Conduct monitoring, testing, reviews, and investigations to identify gaps and risks.
• Support MSP reporting, CCM, and complaint investigations.
• Perform nondiscrimination testing and training; advise clients accordingly.
• Ensure AI tools are integrated as standard infrastructure with human oversight.

Skills

Regulatory compliance

Healthcare compliance

Risk assessment

Regulatory communications

Leadership

Cross-functional coordination

Education

Bachelor’s degree in a relevant field

Master’s degree or JD preferred

Tools

AI-enabled tooling

Job description

Our Mission

Our mission is to SAVE AND IMPROVE LIVES BY EMPOWERING HEALTHCARE CONSUMERS.Come be part of remarkable.

Overview

How you can make a difference

The Senior Product Compliance Analyst leads advanced compliance activities to assure HealthEquity's administrative solutions (e.g., Health Savings Accounts [HSAs], Health Reimbursement Arrangements [HRAs], Flexible Spending Arrangements [FSAs], Dependent Care Assistance Programs [DCAPs], qualified transit and parking plans, COBRA and state continuation coverage) align with applicable laws, regulatory standards, and internal policies. This role serves as a senior point of escalation and applies expert regulatory judgment to risk assessments, compliance monitoring, investigations, and corrective action development. Work is performed in an environment where AI-enabled tools are standard, accelerating synthesis, documentation, and analysis so that maximum effort is afforded to judgment, decision-making, and influence. Success in this role is defined by the Senior Product Compliance Analyst’s ability to anticipate risk, guide others, and deliver defensible compliance outcomes at scale. This role typically reports to the Director of Compliance.

What you’ll be doing

• Lead and support the design, implementation, and continuous enhancement of the Product Compliance program and productivity elements, including policies, procedures, training, monitoring, investigations, reporting frameworks, and AI-powered tools tofacilitaterepeat efficiency gains.
• Apply expert regulatory judgment to complex compliance inquiries and escalations, synthesizing facts and regulatory authority (often AI-assisted) into clear decisions, conclusions, and defensible rationale.
• Lead appeals, interpret regulatory guidance, and prepare filings and reports as needed to resolve escalated compliance and agency inquiries.
• Conduct compliance monitoring, testing, reviews, and investigations to identify control gaps, assess risk exposure, and support timely corrective and preventive actions.
• Providesupportacross key Product Compliance operational domains, which may include Medicare Secondary Payer (MSP) reporting, Compliance Change Management (CCM), and complaint investigation and response activities.
• Conduct nondiscrimination testing and training, and advise clients on related questions and inquiries.
• Supportthe use ofAI‑enabledtools and automation within Product Complianceensuring they are integrated as standard infrastructure to drive consistency, improve documentation quality, and enable scalable analysis, whilemaintainingfull human accountability for interpretations, decisions, and outputs.
• Partner with internal stakeholders to incorporate compliance requirements into strategic initiatives, operational changes, and third-party relationships, ensuring risks are identified, mitigated, and translated into effective execution.
• Prepare and review compliance reports, briefings, and narratives for leadership and – where applicable – regulatory or enforcement bodies.
• Maintain compliance logs, records, and documentation standards, ensuring audit-ready quality and consistency across the Compliance team.
• Evaluate compliance operations and recommend improvement areas.
• Contribute to the development of the annual Compliance Roadmap and strategic initiatives, using data, trend analysis, and risk insight to inform priorities.

What you will need to be successful

• Bachelor’s degree in a relevant field is required; Master’s degree or JD preferred
• 7+ years of equivalent work experience in a risk management, insurance, governance, compliance, audit, finance, or project management role
• Previousexperience in compliance in the healthcare or financial services industries
• Relevant certifications (e.g., Certified Regulatory Compliance Manager [CRCM], Certified Compliance & Ethics Professional [CCEP], Health Savings Account Specialist [HSAS], Certification in Flexible Compensation [CFC]) are a plus
• Previousexperience coordinating or managing cross-functions projects
• Deep expertise in employee benefits compliance and related regulatory frameworks (including COBRA, DCAP, FSA, HRA, HSA, and applicable federal and state requirements)
• Ability to treat AI‑enabled tools as standard compliance infrastructure, using them to scale analysis, documentation, and insight while maintaining full accountability for conclusions and decisions
• Strong risk judgment and business acumen with the ability to design scalable, auditable compliance processes that balance regulatory requirements and operational needs
• Strong written and verbal communication skills, with the ability to influence stakeholders and communicate complex compliance concepts clearly
• Demonstrated leadership capability, including coaching others, setting quality standards, and influencing outcomes without reliance on positional authority
• Strong customer‑service orientation paired with professional skepticism and regulatory discipline
• Commitment to continuous learning, including staying current on regulatory developments, and evolving compliance technologies

#LI-Remote

This is a remote position.

Salary Range

$83500.00 To $129000.00 / year

Benefits & Perks

The actual compensation offer is determined based on job-related knowledge, education, skills, experience, and work location. This position will be eligible for performance-based incentives as part of the total compensation package, in addition to a full range of benefits including:

• Medical, dental, and vision

• HSA contribution and match

• Dependent care FSA match

• Uncapped paid time off

• Paid parental leave

• 401(k) match

• Personal and healthcare financial literacy programs

• Ongoing education& tuition assistance

• Gym and fitness reimbursement

• Wellness program incentives

Onboarding & Travel

This is a remote role, with an in-person onboarding training component. New team members must participate in Trailhead, HealthEquity’s immersive onboarding experience Trailhead is designed to foster meaningful connections, support your integration into the organization, and equip you with a strong understanding of our business. Trailhead participation is a key expectation of this role. Trailhead is held onsite at our headquarters once per quarter. HealthEquity covers all required travel and accommodations.

This role may begin with a virtual, self-paced onboarding experience, followed by a mandatory onsite Trailhead session at a later date.

HealthEquity is committed to providing reasonable accommodations to team members with qualifying disabilities. Should you be selected for this role and require an accommodation, we will put you in touch with our Benefits Team so you can begin the accommodation request process.

Why work with HealthEquity

HealthEquity has a vision thatby2030 we will make HSAs as wide-spread and popular as retirement accounts. Weare passionate about providing a solution that allows American families to connecthealth and wealth. Join us and discover a work experience where the person is valued more than the position.

You belong at HealthEquity!

HealthEquity, Inc. is an equal opportunity employer, and we are committed to being an employer where no matter your background or identity – you feel welcome and included. We ensure equal opportunity for all applicants and employees without regard to race, age, color, religion, sex, sexual orientation, gender identity, national origin, status as a qualified individual with a disability, veteran status, or other legally protected characteristics. HealthEquity is a drug‑free workplace. For more information about our EEO policy, or about HealthEquity’s applicant disability accommodation, drug‑free‑workplace, background check, and E‑Verify policies, please visit ourCareers page.

HealthEquity uses Microsoft Copilot to transcribe screening interviews between candidates and their direct Talent Partner for note taking and interview summaries. By scheduling a screening interview with us, you consent to Microsoft Copilot’s AI technology recording and transcribing your interview with your Talent Partner. This information will be reviewed for accuracy and then used by HealthEquity to summarize the interview, ensure accuracy, and facilitate our hiring process. We take privacy seriously. You have the option to opt out. If you wish to opt out of this Microsoft Copilot transcription, please notify your Talent Partner in advance of the interview. If we do not receive an opt‑out request from you, we will assume that you consent to the use of Microsoft Copilot.

At HealthEquity, our goal is to save and improve lives by empowering healthcare consumers. This shared purpose inspires everything we do, including how we approach hiring. Our process is designed to get to know the real you: your skills, experiences, and potential to make a difference. We value honesty, originality, and the courage to do the right thing, even when it is not the easiest path. Showing up as your authentic self reflects these values and helps us build something truly remarkable together.

As AI is becoming a common tool throughout the application process, we want to be clear about its appropriate use at HealthEquity. Using AI to support resume writing, research, or interview preparation is perfectly acceptable, provided the content is accurate and genuinely represents your qualifications and skills. For other key parts of our interview process, however, it is important that the ideas, communication, and work you share reflect your own voice, experiences, and thinking. We ask that you participate in our live interviews and complete any assessments without AI assistance unless instructions explicitly indicate otherwise or a specific exception is discussed and approved in advance. This approach ensures fairness, celebrates your individuality, and allows your authentic perspective to shine. Behaviors that do not align with these guidelines may result in disqualification from the hiring process or termination of employment if later discovered. We appreciate your understanding and look forward to learning about the unique contributions only you can bring to HealthEquity.

HealthEquity is committed to your privacy as an applicant for employment. For information on our privacy policies and practices, please visitHealthEquity Privacy.