Sr. Mortgage Loan Processor; BR 58 - Pirzadeh; 5.22.2025

Texana Bank, Inc.; Virginia (MN); Remote; USD 60,000 - 80,000; Full time

Job summary

Texana Bank, Inc. recherche un Loan Processor responsable de l'évaluation des demandes de prêt et de la coordination des documents. Vous travaillerez en assurant la conformité avec les normes réglementaires et en forgeant des relations de confiance avec les clients. Une expérience de 7 à 10 ans dans le domaine est requise.

Qualifications

• 7-10 ans d'expérience dans le traitement de prêts conventionnels, VA et FHA.
• Compréhension des procédures de prêt direct/indirect.
• Connaissances approfondies des règles et réglementations pertinentes.

Responsibilities

• Évaluer les demandes de prêts en examinant les fichiers et la documentation.
• Assurer la conformité avec les normes réglementaires et gouvernementales.
• Coordonner les soumissions à l'underwriting et les demandes de documentation.

Skills

Organization Skills

Communication Skills

Sales Skills

Tools

LaserPro

MortgageBot

Job description

Fully Remote

Description

JOB SUMMARY: Responsible for performing initial appraisal of potential borrowers by thoroughly examining their applications; assessing the credit standings of applicants through background research; and interviewing applicants to evaluate their eligibility for loan or mortgage.

ESSENTIAL FUNCTIONS:

• Identify customer needs, explore all options, and suggest different types of loans. Review files for completeness and accuracy.
• Verify accuracy of system input.
• Analyze file for program applicability.
• Review necessary documentation, such as income and asset documentation, credit report, verifications, appraisal report, preliminary title report, etc.
• Follow up with clients to request additional documents as needed or to clarify important points.
• Provide status updates to loan officers, borrowers and agents.
• Remain up to speed regarding lending and other financial services.
• Coordinate all aspects of submission to underwriting, documentation requests and satisfaction of closing/funding conditions. Coordinate closings as needed.
• Submit files in a timely manner in accordance with company standards.
• Review pre-audit HUD-1 to ensure accuracy. Work with loan officer and title companies to resolve any discrepancies prior to closing.
• Prioritize work flow to ensure time sensitive files are handled in proper order.
• Assure compliance with all regulatory and governmental standards, guidelines, rules and regulations with all regulatory authorities, federal or state ordinances and administrative regulations and statues.
• Forge trust relationship and enhance customer dedication.
• Maintains working knowledge of LaserPro for loan documentation and interface through MortgageBot
• Ensures confidentiality of bank and customer information
• Performs other duties as assigned

Requirements

QUALIFICATIONS:

• Preferably 7-10 years or more processing conventional, VA and FHA loans.
• Comprehension of direct/indirect lending procedures.
• In-depth understanding of relevant rules and regulations.
• Post TRID knowledge required.
• Strong organization skills and detail oriented.
• Excellent communication and sales skills.