Sr Manager, Group Medical Underwriting

Lincoln Financial Group; Radnor, Northern (Delaware County, KY); Hybrid; USD 140,000 - 190,000; Full time

Benefits offered by this job

Tuition assistance

Leadership development

Financial counseling

Flexible work arrangements

Job summary

Lincoln Financial Group seeks a Senior Manager in Group Medical Underwriting to lead a team of medical underwriting professionals responsible for underwriting life and disability insurance under group policies.

You will oversee adherence to policies, manage daily inventory, set priorities, train team, and partner with senior leadership to execute strategic direction.

This role offers opportunities to influence scale, ensure compliance, and develop talent within a collaborative environment.

Qualifications

• 4-year degree or equivalent work experience
• 5+ years risk management with medical underwriting leadership
• Experience in group medical underwriting and life/disability domains
• Strong leadership and team development skills

Responsibilities

• Lead Medical Underwriting team and daily inventory planning.
• Evaluate underwriting requirements and risk for group policies.
• Conduct complex case reviews and second sign-offs.
• Drive operations performance, priorities, and goals.
• Partner with leadership to execute strategic direction.

Skills

Life & Disability Underwriting

Medical Underwriting

Leadership

Risk Management

Education

Bachelor's degree or equivalent

Job description

Be Aware of Fraudulent Recruiting Activities: Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at [e-mail] if you encounter a recruiter or see a job opportunity that seems suspicious.

Select how often (in days) to receive an alert:

Remote : Work at home employee residing outside of a commutable distance to an office location.

Relocation assistance: is not available for this opportunity.

Requisition #:76699

The Role at a Glance

As a Senior Manager in Group Medical Underwriting, you will manage a team of medical underwriting professionals responsible for underwriting life and disability insurance submitted under group policies. You will oversee adherence to policies and procedures, daily inventory planning and management, strategic planning, operational performance and results, case reviews, and second sign-offs. You will also set priorities, communicate key goals, track performance, and train team members to ensure success.

What you'll be doing

• Lead the day-to-day operations of the Medical Underwriting team, including daily inventory planning and management.
• Oversee the evaluation of medical underwriting requirements and risk selection for employees covered under group policies, including new applicants, late entrants, and benefit change requests.
• Conduct complex case reviews and second sign-offs, evaluating risk and determining approval or rejection.
• Monitor operational performance and results, establish priorities, communicate key goals, and hold the team accountable for successful outcomes.
• Partner with senior leadership to develop and execute the organization’s vision and strategic direction.
• Create and implement strategic plans that improve operational efficiency, strengthen capabilities, and support scalability.
• Maintain knowledge of current and emerging medical underwriting practices and share relevant trends and information with the team.
• Administer medical underwriting rules and guidelines, application quality audits, and applicable insurance laws and regulations.
• Provide training, development opportunities, and stretch assignments that build team capabilities and support career growth.
• Provide team members with clear, honest, and constructive feedback to support their development and performance.
• Lead organizational and enterprise initiatives by supporting effective change management and encouraging employee engagement.
• Recruit, hire, train, develop, and retain high-performing employees.
• Build organizational capabilities that support current priorities and future business needs.
• Serve as a resource to team members and internal and external stakeholders.
• Build strong professional relationships with key partners, with an emphasis on collaboration with distribution and project management teams.
• Incorporate Quality Assurance and Training recommendations into employee development and performance measurement.
• Ensure compliance with all applicable state and federal regulations, guidelines, and company policies and procedures.
• Remain current on professional and industry trends.
• Identify and recommend improvements while continuously developing new skills, procedures, and processes.
• Perform other duties as required.

What we’re looking for

Must-haves:

• Life and disability insurance underwriting expertise
• Medical Underwriting expertise
• 4 Year/Bachelor's degree or equivalent work experience (4 years of experience in lieu of Bachelor's)
• 5+ Years of risk management experience with substantial background in medical underwriting group coverages including 2+ years of managerial, supervisory, and/or demonstrated leadership experience

Nice-to-haves:

• FALU (Fellow Academy of Life Underwriting)
• FLMI (Fellow Life Management Institute)
• Group/employer insurance experience

Application Deadline

Applications will be accepted through 12/12026, and the posting may be taken down early due to applicant volume.

What’s it like to work here?

At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

What’s in it for you:

• Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values andleadership attributes
• Leadership development and virtual training opportunities
• Free financial counseling, health coaching and employee assistance program
• Tuition assistance program
• Work arrangements that work for you
• Effective productivity/technology tools and training
• The pay range for this position is with anticipated pay for new hires between the minimum and midpoint of the range and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.

About The Company

Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services.

With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach.

Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice.

Lincoln is committed to creating an inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

Additional Information

This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

Any unsolicited resumes or candidate profiles submitted through our web site or to personal e‑mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees.

Lincoln Financial ("Lincoln" or "the Company") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability. Opportunities throughout Lincoln are available to employees and applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling [phone].

This Employer Participates in E-Verify. See the E-Verify notices.