Sr Manager, Credit Risk - Vendor Management

T-Mobile; Denver (CO); On-site; USD 142,000 - 258,000; Full time

Job summary

A leading telecommunications company is seeking a Senior Manager of Credit Risk - Vendor Management to oversee relationships with third-party vendors and ensure alignment with organizational goals. The candidate should have extensive experience in vendor management and a strong analytical background. This role entails significant responsibilities in developing strategies to mitigate credit and fraud risks and requires excellent communication and negotiation abilities.

Benefits

Annual bonus based on performance

Medical, dental, and vision insurance

401(k) and stock purchase plans

Paid time off and holidays

Qualifications

• 7-10 years experience developing and negotiating agreements with suppliers.
• Strong leadership skills to guide a team.
• Proficient in vendor management procedures.

Responsibilities

• Own the relationship with key vendors, handling selection and performance monitoring.
• Ensure vendor solutions align with company objectives.
• Liaise between internal teams and external partners.

Skills

Vendor Management

Analytical Skills

Financial Analysis

Problem Solving

Negotiation

Communication

Education

Bachelor's Degree in Finance, Business Administration, or related

Job description

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At T-Mobile, we invest in YOU! Our Total Rewards Package ensures that employees get the same big love we give our customers. All team members receive a competitive base salary and compensation package - this is Total Rewards. Employees enjoy multiple wealth-building opportunities through our annual stock grant, employee stock purchase plan, 401(k), and access to free, year-round money coaches. That’s how we’re UNSTOPPABLE for our employees!

T-Mobile is seeking a strategic and results-driven Senior Manager of Credit Risk Management to lead supplier relationship management initiatives supporting our Credit, Fraud, Payments and Collections operations. This critical role is responsible for overseeing third-party vendor relationships that enable our fraud detection and credit decisioning capabilities. The ideal candidate will bring a strong blend of vendor management expertise, cross-functional collaboration, and a deep understanding of risk mitigation strategies.

As a key leader within the organization, you will be responsible for identifying, onboarding, and managing external vendors who deliver essential services and technologies. You will ensure vendors meet operational expectations for performance, compliance, and innovation—partnering closely with Procurement, Legal, Risk, and Technology teams to align vendor capabilities with broader enterprise goals. Your efforts will directly contribute to the strength, adaptability, and scalability of T-Mobile’s credit risk infrastructure.

Responsibilities:

• Own the end-to-end relationship with key third-party vendors, including vendor selection, onboarding, performance monitoring, and renewal/termination strategies in alignment with business objectives.
• Develops strategies that align with organizational goals, ensuring solutions are secure, compliant, cost-effective, and aligned with T-Mobile’s credit and fraud mitigation goals.
• Act as a liaison between internal teams—such as Credit Strategy, Fraud Operations, Compliance, Technology, and Legal—and external partners to ensure seamless solution integration and timely delivery of capabilities
• Effectively manage team by providing direction, developmental feedback, coaching, and the necessary tools to ensure success. This includes conducting performance reviews, career development planning, and assigning responsibilities with increasing levels of accountability
  
  
  

Education and Work Experience:

• Bachelor's Degree in Finance, Business Administration, Technology, or related degree (Required)
• 7-10 years Experience in developing and negotiating complex agreements with Credit & Fraud suppliers, including key program specifications and objectives (FICO, Experian, TransUnion, LexisNexus, Equifax)
• Leadership experience - Strong leadership skills to guide and develop a team of procurement professionals, fostering a high-performance culture. (Required)
  
  
  

Knowledge, Skills and Abilities:

• Analytics - Strong analytical skills to assess procurement metrics and performance, facilitating data-driven decision making. (Required)
• Financial Analysis - Ability to perform financial analysis to evaluate vendor proposals and the overall cost-effectiveness of procurement activities. (Required)
• Problem Solving - Capability to identify and resolve complex issues within the procurement process to ensure operational continuity and efficiency. (Required)
• Negotiations - Proficient in negotiation to achieve optimal contract terms and cost savings while maintaining quality and service standards. (Required)
• Vendor Managment - Excellent communication skills to effectively interact with internal and external stakeholders and lead executive-level presentations.
• Communication - Excellent communication skills to effectively interact with internal and external stakeholders and lead executive-level presentations.
• At least 18 years of age
• Legally authorized to work in the United States
  
  
  

Travel:

Travel Required (Yes/No): No

DOT Regulated:

DOT Regulated Position (Yes/No): No

Safety Sensitive Position (Yes/No): No

Base Pay Range: $142,900 - $257,800

Corporate Bonus Target: 20%

The pay range above is the general base pay range for a successful candidate in the role. The successful candidate’s actual pay will be based on various factors, such as work location, qualifications, and experience, so the actual starting pay will vary within this range.

At T-Mobile, employees in regular, non-temporary roles are eligible for an annual bonus or periodic sales incentive or bonus, based on their role. Most Corporate employees are eligible for a year-end bonus based on company and/or individual performance and which is set at a percentage of the employee’s eligible earnings in the prior year. Certain positions in Customer Care are eligible for monthly bonuses based on individual and/or team performance. To find the pay range for this role based on hiring location, copy and paste this link into your browser: https://paylookup.t-mobile.com/paylookup?reqID=REQ324542

At T-Mobile, our benefits exemplify the spirit of One Team, Together! A big part of how we care for one another is working to ensure our benefits evolve to meet the needs of our team members. Full and part-time employees have access to the same benefits when eligible. We cover all of the bases, offering medical, dental and vision insurance, a flexible spending account, 401(k), employee stock grants, employee stock purchase plan, paid time off and up to 12 paid holidays - which total about 4 weeks for new full-time employees and about 2.5 weeks for new part-time employees annually - paid parental and family leave, family building benefits, back-up care, enhanced family support, childcare subsidy, tuition assistance, college coaching, short- and long-term disability, voluntary AD&D coverage, voluntary accident coverage, voluntary life insurance, voluntary disability insurance, and voluntary long-term care insurance. We don't stop there - eligible employees can also receive mobile service & home internet discounts, pet insurance, and access to commuter and transit programs! To learn about T-Mobile’s amazing benefits, check out www.t-mobilebenefits.com.

Never stop growing!

As part of the T-Mobile team, you know the Un-carrier doesn’t have a corporate ladder–it’s more like a jungle gym of possibilities! We love helping our employees grow in their careers, because it’s that shared drive to aim high that drives our business and our culture forward. By applying for this career opportunity, you’re living our values while investing in your career growth–and we applaud it. You’re unstoppable!

T-Mobile USA, Inc. is an Equal Opportunity Employer. All decisions concerning the employment relationship will be made without regard to age, race, ethnicity, color, religion, creed, sex, sexual orientation, gender identity or expression, national origin, religious affiliation, marital status, citizenship status, veteran status, the presence of any physical or mental disability, or any other status or characteristic protected by federal, state, or local law. Discrimination, retaliation or harassment based upon any of these factors is wholly inconsistent with how we do business and will not be tolerated.

Talent comes in all forms at the Un-carrier. If you are an individual with a disability and need reasonable accommodation at any point in the application or interview process, please let us know by emailing [e-mail] or calling 1-844-873-9500. Please note, this contact channel is not a means to apply for or inquire about a position and we are unable to respond to non-accommodation related requests.

Seniority level

• Seniority level

  Director

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Sales

• Industries

  Telecommunications

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