Sr Manager, Credit - 2025 New

Splash Financial, Inc.; Mississippi; On-site; USD 60,000 - 100,000; Full time

Job summary

An innovative firm is looking for a Senior Credit Manager to drive credit performance and support explosive growth. In this pivotal role, you will monitor credit trends, identify risks, and present proposals to the Credit Committee. You will leverage your quantitative skills and experience in fintech to evaluate credit risk and develop models for success. This remote-first company values creativity and collaboration, offering a supportive environment where your contributions can make a significant impact. If you're passionate about transforming the financial landscape and eager to grow in your career, this is the perfect opportunity for you.

Benefits

Fully remote work freedom

Competitive salary packages

Flexible PTO + 9 company holidays

Equity: Share in our start-up success

Comprehensive and affordable insurance benefits

Paid parental leave for both caregivers

Essential equipment to get the job done

401(k) for your future savings

Quarterly meet-ups: In person & virtual fun

Awesome Splash swag to flaunt your team spirit

Qualifications

• 3-5 years experience in data queries and analysis using SQL and Python.
• Experience in fintech or lending business, particularly in managing credit risk.

Responsibilities

• Own and improve the process to monitor credit trends.
• Identify risks and opportunities to meet credit expectations through analysis.

Skills

Data Analysis

SQL

Python

Credit Risk Management

Machine Learning

Quantitative Analysis

Communication

Collaboration

Education

Bachelor's Degree in Quantitative Fields

Master's Degree

Job description

The crushing weight of debt is something that we believe holds people back from reaching their dreams and making a splash in the world. So in 2013, after seeing our friends and family struggle with student loans, we created Splash Financial.

Over the years, our mission has expanded to include helping people with other forms of debt - such as refinancing credit cards, which are at all time highs in the US. And we’ve been able to refinance $6+ Billion in loans through our network of Splash, powered credit union and bank partners who leverage our marketplace and automated loan processing technology. And we’ve raised over $70 million from investors like partners of DST Global, Citi Ventures, TruStage Ventures, Northwestern Mutual Future Ventures, Detroit Venture Partners, and more.

But at our core, we’re still that little company from Cleveland with a big dream: to make people more powerful than their debt and we’re just getting started.

ABOUT OUR WORKPLACE:

Splash is remote-first, and proud of it. We spend our days creating ways to simplify financial products, then get them into the hands of people who need help. Right now, we’re focused on developing financial technologies that fundamentally change the way the industry lends. And to hire the best, we provide the best: great health insurance, competitive salaries, and unique benefits like quarterly meet-ups, access to community, and engagement tools. And although we’ve been around since 2013, we still love to think like a start-up — a place that empowers good people to do great things, fast.

We’re friendly, folksy, and have Slack channels for both #kids-and-pets and #food. We’re good people who want to make a difference in the financial landscape, and we approach tackling challenges with creativity, passion and urgency.

ABOUT THE ROLE:

Splash Financial is seeking a Senior Credit Manager. The incumbent will be the key driving force behind Splash’s credit performance and responsible for explosive growth in the next few years. The role will report directly to the VP, Credit and work very closely with other senior leaders in Credit and Operations. The role will also have frequent exposure to the executive team with plenty of room to grow into fully owning credit strategies and managing a team.

WHAT YOU’LL DO AT SPLASH:

• Own and improve the process to monitor credit trends.
• Identify risks and opportunities to ensure we hit or beat our credit expectations through robust quantitative analyses, while still supporting our growth plan.
• Present proposals to the Credit Committee, as well as our lending partners.
• Utilize extensive knowledge of credit trends to evaluate credit risk, perform appropriate due diligence, and develop models with recommended solutions so business moves in the right direction.

WHAT YOU’LL BRING TO SPLASH:

• Highly quantitative - naturally curious and knows how to handle an abundance of data.
• Highly creative - has the ability to think outside the box and challenge the status quo.
• 3-5 years of direct experience in data queries and analysis using SQL and Python is REQUIRED.
• 3-5 years of direct experience in fintech or lending business; particularly in managing credit risk is REQUIRED.
• Experience in building machine learning models using python is a big PLUS.
• Open minded, collaborative, proactive and articulate – able to work with cross-functional partners and executive stakeholders and effectively communicate findings and proposals.
• Hold a bachelor's degree in quantitative fields; Master’s degree preferred.

SPLASHERS ENJOY:

• Fully remote work freedom
• Competitive salary packages
• Flexible PTO + 9 company holidays
• Equity: Share in our start-up success
• Comprehensive and affordable insurance benefits
• Paid parental leave for both caregivers
• Essential equipment to get the job done
• 401(k) for your future savings
• Quarterly meet-ups: In person & virtual fun
• Awesome Splash swag to flaunt your team spirit

Employment at Splash is based on individual merit. Opportunities are open to all, without regard to race, color, religion, sex, creed, age, handicap, national origin, ancestry, military status, veteran status, medical condition, marital status, sexual orientation, affectional preference, or other irrelevant factors. Splash is an equal opportunity employer.